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<br /> CARObT �+'�.""`"�-- �---
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<br /> -. ' • ' ' ADJUSTABLE RA'I�RIDER gZ,` a�9$� --
<br /> 10 --�:m
<br /> °� � ���T w�w.o�a�a�o.w�.r..e nn�.�moa�-��� -�--
<br /> ,� �,�",:'_;���,.•�•.. YHISADJUSTABLERMERIDP.RYm�delhi� '9TH �,d IINHII_. I`.��� � �andf�inoorpoatedinwafd -„• -
<br /> � tlWlbedeemocltoea�nfd�adwppkment�AeManE��e�Doodot'I'cwtcxSaaNryDoal(tbe"SeauriqrUwrumeat")otlbo�ame�Wa�ivenbylhe �• :�"_'-`
<br /> „ : undeNp�ed(�be"Batta�er'q a rewro Borrower'�AdJwt�ble Rate Nae(�ho"Nae")to . �
<br /> ... i UP7"ILI1l.lAL f EUERAL MUR fiaAbC LfikF��1kA(IUN
<br /> � , " pbe��l�nder")ot tho wne d�te�nd aoYeria �be propetry de+aribed In thse Socuriry lauroment md loc�atc;d at: ����`:
<br /> -„.. - -- . ,-- . .... 1/.... I t�LLUUM UR. GkANO 1•.L A�U. NE hNNU{ �----.--�.—.--�----
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<br />�"",� - � THE NOTE CONTAINS PR�VISIONS ALL01MNa FOR CHANQE3 IN THE INTEREST RA'IE N�D 1tiE
<br /> � �� �J . MOMHLY PAYMENT. 7HE NOTE UM(T5 THE AMOUNT THE BORROWER'S WTEREST RATE GW �a.`
<br /> � C F�A N(3 E A T M I Y O N E 7 U►A E A N D T H E I�IA�UMUII�[RATE THE BOF1R01NER IuIIJST PAY. _
<br /> .�- -
<br /> ,. ADDITIONAL OOV�NMI'IS. fn addttlon to tbe oov��nd a�eeewenu m�de fn the Searity ia�uwaent.Batrawer aod I�endet �-- .__�._�_
<br /> . . ., Nrtl�r oo��wnd��ree r[dinwa:
<br /> ' ' �i II�'IPRPST RATE AND MONTHI.Y PAYMPN['CtiAN(iPS
<br /> � •• • The aota prwWes r«�n Wtirl inee�ra[e of 5.3/5 96.'lUe Nate provida c«cbaa�a b tbe Uucre+t tate wd tho mon/hl� � `� _
<br /> paymeats,as[dkrwc ----�i-- --
<br /> 4. Qd7FRF�!'RATBANDMONT1il.YPAYMENTCtiANaB3 ___.__�---- _._._.
<br /> . (A)��p --�
<br /> " Tbe iaterat rate I wUl p�y may change on the Mt day ot NU VE M li 1.k �19 y� ,aad on tlwt dry every 6tb moatb r-
<br /> � �bereafler. F.acb date oa w6ich my interat rate oouW cl�aa�e b calkd a"Chan�e Data"
<br /> 1 , Be�ioaing v�vith tho flnt clw+nge Date,my interat rate wIU be ba�ed an an indcu.7Ue"IMeic"b the wakly auaioa avemge(investment)aa '��.,��..4-�
<br /> 6.moatb treawry bil4,a�maGe waiWbk by the Foderal Reserve Bo�rd. 'ibe mo�t reeent Indac fl�ure avaflabla a�d tbe cWe 4S dryi betarc eacb '
<br /> � etwn�e nate b aulea u�e°ar.eM tadex.° '��
<br /> � if tGe indac i�ao Ioager av�i4�bte�tbe Naa Hotder wW clwoco a n�w Uidacwhkb i�b�ed upon aomponbb iafarmatioa.Tha Nate Halder �.�._.__
<br /> . wfH�s mE qodoe of th4 Choioe. �
<br /> �� 4{AIW�01lO�„`�'P'� d�� ._,
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<br /> —T--- BefateeachC�an I)ate,�heNaeHoidnwi�caicuiaie nCwltiiifi:iiiiitE �dding , „" pecteptabKpofn�� ,�,!�;�,�. 96) —..-- -----_ �.-`�;-
<br /> �othe(Lrreu[Iadex.7l�eNaeHolderwiUthenroundthercsult�Id�addfdonto neareuone<ign�oroneperanca�epo+n�(o.�2s�).subjea �
<br /> , � to tdo Umiw swted in 5ectlan 4(D)below,thb roundod amount wlll be my new interest rate antU the ne�a Clwage Dato. �
<br /> . , , n �� :� � '. 1
<br /> The Note Hatder wW thcn determine the am�wnt of the monthly payment lbat a�ld bo wfbcient co rcpa�y Urc uapaid p�inCfpal that[aa� " �;;z..*-�f.,,.
<br /> amectod toavo et the Change Date in[ull on�he nwwrirydete at nrynew iatercat rate in eubetaaUal ual ab.'Ibe rauR ottUbcakvmtfou '��''`��•'
<br /> � aUl be tUe new wnaunt of my monthly paymen'. �'«I PeY� �.�j i,�.��;.
<br /> T':„
<br /> (D)lJmts aa Tntere�t wte mae�es � .
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<br /> � The interat rate I am reyuired to poy at the 8ru Change Duu ariU aot he greater thaa b.1 w 5 9i or kss tlwn 4.G;'`,9G.'Ibe�ter, �� ` --'�.
<br /> . my internt rece wfll never be increaaed or decreaxd on arry dngk Change Date br mcxe than ;�4 percentage poinu( U./50 `�) ' � ~u:.
<br /> fram the�ate ot interat i twve been paying for the preaeding sbc mantt.,.My interat rate wlll n�wer be greater tdaa �a.:�15 °6. � ,
<br /> (E) EBative Uate of G�oga
<br /> My new intereat rate will becortx ettective on each Chaage Date. 1 wUl pay�he amount of my new arwnlhly paymeat beAiaNn�on tbe 8nt • :,,;..._.
<br /> , monthly paymeat date aRer Ihe(�wnge Date umil tUsc amount of my manthly pryment cf�ngea again. �• ��=�--
<br /> (I�Natioe ot C�foges -.r�a,=�-
<br /> : _.:�...
<br /> Tho Nde Hotder wiU deliver ar mail to me a notia o[aey chenga ia ary Mtereat rate and t!x amouot of my manthly pnyroent befae tb� �9 =_-_- 4.
<br /> ' effedive date otwry changa The notia will include in[armaifon required by Iaw to be gfven me ond alw tde dtk ead tekphone number W a peraon t, • �_�
<br /> who wfU r�nswer a�fy queation I may havc regarding the natia. � a"�,.�-
<br /> � � B. 1'RANSFEIt OF 7'F�PROPPRTY OR A BBNEFICiAL OVTERF.SI'IN 80RROWFR I" • ""°�"".:
<br /> UNtarm Cavenont 17 of the Saurity Inatroment b amended to read as tdlows: . '.
<br /> 1Yamfa ottbe property ar�bex6dal iatere�t ia borrnMer.If all ar any pert o[the praperty or any iaterest In it b sold or tramferrsd(a it
<br /> a beneticial interat in Hortower b aold or tronslerred end Horrower ie not o nawrat penon)wkhout Leader's prlor written aonaent,Lender mpy,
<br /> ' at its opdon,rcquire immediate paynxnt in full of aU aunn accured by thb Sxurity In+trument. Lender atso shall nd acercbe this optioa ih(a) '
<br /> ;, Borrawer causato be submilted to L.ender intormadon required by Lender to aveluate the inlended transferee as If a new loan werc being made
<br /> . lo the transfera;and(b)Lender reasonably determines that Lcnder'a security will not be Impalred by the loan aswmptioa and that the ri�lc ot a •,
<br /> brcach otaay cavenant or agreement fn tht�Security Instrument is aaoepable to l.ender.
<br /> Ta the extent permitted br appAcabte law,l.ender may charge a reasonable fa a�a condition to I.ender's cauent to Ihe loan aswmptian, .
<br /> Lender may alao requirc the transferee to aign an avumpUon agreemrnt that is aooeptable to Lender and thst obligates Ihe transferce to keep all '
<br /> the prom[ses and agreemenu mad�in the Notc and in this 5ecu�ity Instrument. dorrower will oontinue to be obligated under the Note and thu •
<br /> Security Instrument unless l.endcr rcka.4es Borraver in wntlng.
<br /> It Lender exercLses the option to rcquire immediate payment In full,I.ender ahall give tiortawer naioe of acceteration. 'Jbe naia ahall
<br /> � prwide a periuJ uf nul lesi►lhan 30 dayr from Ihe�la1e Ihe notice is dcltvcrcd or mailcd within which Barcotiver must pay all eums aecured by thb
<br /> SecuHty Galrument. If Aorrauver faiL�to pay these sums pnor to the expiratfon ot�hb perkxi,Lender may irnoke amr remedla permitted by thb
<br /> Secudry InStrument withoul further naia or demand on Borrawet.
<br /> BY SIC3NINU BELOW,Borrower ac�epta and agraa tc the terms and aovenents aontafned in thls Adjustable liate Rkkr.
<br /> . � _ . .
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<br /> .. � /� i r. (5cal) � � — — (Seill)
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<br /> . li I�IA�fU f� Il IIIII I,�l IV ���� I'll ll:II I1� Pl �il l; I:i`� -����
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<br /> • /Sign oriKu+d D++NI
<br /> � MULI1STAlE ADJUSTABLE RATE RIOER—ARM 5�2--Sir�pte FamNy--Famie AMadFreddle Mac Unifam InsOrument Fam 3111/�185
<br /> MF3033(REV 03/et)
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