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`� � <br /> �};,-�,4,���nrs�a ��•.^ . . -."'� _- <br /> .�-,:.� . ------- <br /> • -:��:.�iblr:•", , I� -___ <br /> , '�'�_�...—_. <br /> , .•.:�:i��.��:'-A�"�:. .,. __ __--. .._ -. <br /> ...—_�.,�� , ---- -_--- �- -.- _,-- <br /> n + ' ��—/U ���� r --- — - <br /> ; �� �.�..�-:-� <br /> . -:-•�� �•�'�`k��#'�'�� TO(iETHBR WITH all the improvements now or hereaRer etocted un�hc Property•And+�II cacerrknts.appurtenaaces,iud <br /> . I � AF;r� •:•�, " }�xturea nnw an c�rcaftcr u p�n af thc prop=Ay. All replaccmcnta And addilionr ehall alco bc covered by Ihis Security — <br /> u��y��`��` Insaunxnt. All��f�hc fareguing iw refcrr��d tu in this S�curi�y In�tnrmcnt ux thc "Pmpeny•" <br /> . , BORROW�R COVENANTS tlut &�rcuwcr ix lawfully scisal��f Ihc cwatc hcrcby cunvcycJ iuwl has thc�ight to grnnt und �� <br /> { '' . , � convey thc Pn�pehy und that tlx: Pn►peny is unencumbcrcd. exccpt fiir cixumbranrc.r of rcc�►rJ. &►ROwcr warrants and will -- <br /> r'•` �� �•�` defend gcncrally thc tidc w Ihc Pr�pcny agains� all rluimti wkl dcmaruls.wbj�wt w uny cncumbmnres of raurd. — <br /> 7'HIS SECURITY INSTRUM�NT cumbincs unifurm covcn:uur for natiorwl u,c u�ul nun-uniti�rm covcniu�ts with limited -- <br /> '+��t�'°"��� variationx by juriulicti�m tu rans�itutc u unifi►rn�ccccuri�y imtrumcnt covcring rcal pru�rty. <br /> q.-� <br /> ' - - " ' UNIFURM COVENANTS.Bortuwcr and Lendrr covenant und ugrcc u�foUnws: � ___ __ <br /> `'�°""�`;`•°°'`�"• l. Paymeot of IMncipxl�nd Intere�t= PrepnymeM w�d I.ote ChwrRcs. &rrn�wer «hall promptly puy whcn duc the <br /> �_' ,. ° �-•_' priiuipat uf urd intcrest on thc dcbt�widcnccJ by �he Nutc and uny prcpayment unil lute churg��duc uiulcr�hc Nutc. <br /> - ��' ' '�' � - 2. Fupds fa�Ts�xes�tnd Insurn�xe.Subject�o uppliwblc low ur tu a wriucn wuivcr by l.cndcr. Bormwer r,hall pay tu <br /> , . ' °�"' �� ` Lcnder un thc day monthly p�ymcnts urc Juc under the Notc,until thc Note is paid in fLll,a,um t"FunJa")for. (A)yearly taxes <br /> • � ; ond usscssments which may�ttain priority over Ihie S�urity lostrumcro s��licn un thc Prupeny: (b1 yearly les�schold�yments <br /> j; - .-� � or ground rcntson�he Prapeny,if any:(el yearly hozurd��r pmpeny insurnme premiums;(d>yc:�rly flcx�d insurance premlums, <br />"'"� '��� ti •• if any:(e)yea�dy mongage inRU�ance prcmiums, if uny: wid (4 anY�ams�puyuble by Borrower to Lcnder, in accordance with <br /> - .- �."•�;" the pravisions uf parugruph 8. io licu of the p�ymcnt ot mungage inxumncc prcmiunu.Th��e ilcws are�allcd"L�scrow[icros." � --- - <br /> ' " '�'•�:� Lender may, su any time. collect and hold Funds in an wnounl not w exceed the maximum amount a Iender for n federally <br /> 1 �-�'� • "'''„��!'.• <br /> ,,:,�, . , ••��• related mongage loan m•ry require for Borruwcr's e.scmw accaunt under the federal Reul Estute Settlement Procedures Aet of <br /> •.:;,,, . ,, ..:;�... ` . <br />�- . • • �''.,:',:; ,,;.,. 15174 as amended from tima t�timc. I 2 U.S.C. Sa:tiun 2601 et sey. l RESPA"). unless anather law tiwt applics to the Funda <br /> , •� • _•.�`�:,,i�T�.. . sets a lesser amount. If so, Lender may. �t any time,collect and twld Funds in an amount not to Bxer,ed the lesser emount. � <br /> :: . �..,:�:,!'•.. <br /> '� :•;f�...� L,ender may eslfmate thc am�unt af Funds duc on thc buvis uf current duta and rea5onablc cstimates of expendiwres�of fulure <br /> •.,,r��:.:.. , — <br /> :;,�,�.. Escrow Items or otherwise in accordonce with applicablc law. _ <br /> • The Funds sl�ll be held in +�n institutian whose dcposits are insured by a fateral agency, instrumentnlity, or entity <br /> . • (including l.ender,if Lende�is such an institution)or in any Federal Home t.�an Bank. I.ender shall apply thc Funds to pay Ihc <br /> Escrow items.Lender may not charge Borrower for holding and sq►plying the Funds.annually analyzing the escrow s►ccaunt,or <br /> . ' verifying the Escrow Items,unl��s�l.cnder pays Bonower interest on the FunJs and upplicable law permits Lender 10 make such <br /> .. a charge. However. Lender may n�quire Bormwer to pay a one-time charge for un independent real es�ate uuc re:porting servicc <br /> used by Lender in cannection wi[h this loan, unless upplicablc luw provides othcrwise. Unless un agreement ix made or r.;���_ <br /> :t;;,,,,•� applicable law requires interest to be pAid,l.cnder shs+ll not tx:rcquired to pay Borrowcr any interest or carnings an the Funds. <br /> � � ''" Borrower and Lender may ogree in writi�g, however,that intercst shall be paid on the Funds. L.endcr shull givc to Borrower, <br /> . ;,,.,;.�. �" <br /> ' � without charge, s�n annual uccaunting of�he Funds, showing crcJi�s and debits to thc Funds und the u tie fbr which cach "'•^•�.T�� <br /> '. P T�.. <br /> "'=- debit co�he Funds w�u mu�le. 'il� Fue�ia ur�p1eSg�3 a.;additionat sccurity fur a!! �utns uxnred by ihis Sec��n�y Inurument. <br /> If the Funds held by Lender�xce�xi the umcwnts permitted to be held by s�pplicable luw,l.cnder shall ueeount to Borrower -_ _ _ <br /> for the ex�ss Funds in accordsmce with thc rcyuirementx nf applicabl�law. If'the umuunt��f the Funds held by l.r.nder at uny <br /> " � time is not suFiicient ta pay thc Ekrow Item�when due. LcnJcr may w mitify Burrowcr in wri�ing,and, in such ca+c Borrowcr � <br /> shall pay to l.ender the A►nount neces,ary to mnke up the Jeficiency. Borrower shall make up the dc6ciency in no more thun __ <br /> twclve monthly paymenls,at Lendcr's solc dixcretion. —____ <br /> Upon payment in full uf all wmti x.�cured by thiti Sccuriry Instru�rn:nt, Lcndcr shull prnmptly refund to Borrower any « <br /> ' �� Funds held by L.ender. If,undcr puragraph 21, L�:ndc�shull:kyuirc ur sell �he Property,I.�ndcr, prior ti�the acquisition or wle T-�--- <br /> of the Property, shall upply any Funds hcld by L.ender ut thc time ot'w:yuisitiun or wle ns�crcdit aguinst the sums secured by ," •;- <br /> � <br /> �• � this Security Inscrument. ' <br /> �, " 3.Applkation of Poyments.Unless upplicuble luw pruvides ottxrwi,e.all puymrnts received by l.ender under parag:uphs � - <br /> „ I and 2 shall 6e applied: first,to any prepaymem churges Jue undcr the Notc: u�onJ, to•rm�wnts payublc undcr parograph 2; `..,,,, :,.;,�_ � <br /> ' third,to intcrest duc; fourth, to prinripal duc: and la+t, to any Ivtc rhargcs Juc undcr thc Natc. � _ _ <br /> 4.Charges;Liens. Borrower shall pay uU �axcs,asscssmcnt�, chargcs, fim:s and impusitiunx auributable tn the Propeny �" ' �� _. <br /> which may s�uain priority ovcr lhis Scrurity Instn►ment, anJ Iwxhuld puymcntx or graund rcnts, ii'any. Rorrower xhall pay � 1 `�_ <br /> � thnse obligatiuna in thc rrwmx:r provided in pvragrrph 2,ur if not paid in that munncr,Borrowcr shull pay them un time directly I • -�'' <br /> to the person owecl puymrnt. &►rrowrr shull pn�mptl}•furni,h tn Lend�r ull nutices ol'�mounts lu lx:paid under this paragraph. -�-� <br /> If Borcowcr muk��thc.c paynxnts JirccUy. Borniwcr shall prnmptly fumish to L�:nJcr recci ts evidenrin �hc r mcnts. � f' `""` <br /> " P S P'9 � ::,.._-�;�._'�:_---- <br />'� �r Borrower shal)pmntpdy Jischargc any licn which hu.ti prioriry uvcr this Scrurity Imtrumcnt unlcs�Borrowcr:(a1 agrees in � "•'':'�=`=-- <br /> '�1"• n-- <br /> . writing to thc paymcm ol'thc ublig•rtion ucurcd by thc licn in a manncr•rrccprrblc t��l.�ndcr;lb)cimtests in good f�ith thc licn � c•�c,;�,�;..�--.- <br /> by, or defcnds uguinst cnf'orcement c►f thc li�n in, Icgul pnxceJing. w•hich in thc Lcnder'. apinion o�xrutc ta pmvem the �-•�'•'������°'"� <br /> ; enforccment of the licn; ur(c),crurcs from the iwldcr ot'the licn un ugrecment satislactury to I.enJcr suMxdinuting the lien to , <br /> this Security Instrum�nt. If l.�ndcr detcrmincs that any pan uf thr Pnipeny i,�ubjut to u licn which may altuin priarity ovcr <br /> this Security In.trument. l.cndcr m•ry givc Burruw�r u n�,ticr idrntifyin�thr lirn. Nurn�wrr,hall ,ati,f�• the lien ur take one or ` <br /> . morc uf thc uaions set funh ahnvc within I11 Jays of thc givinE�►f n�Hicc. � <br /> ' Form 3028 8190 <br /> � � � • � • N�„�.�,���, <br /> MC�30/9•NE/2 <br /> . � <br /> 1 <br /> • + �1 _ _ _ - - <br />