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201049155 9. Protection of Lender's Tnterest in the Property and Rights Under this Security Instrument. If. (a) Bprrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such a5 a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which zx�ay attain priority over this Security Instxument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Froperty. Lender' s actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority ovcr this 5ecurity Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instniment, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windaws, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have ta do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this 5ection 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear intarest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. I£ this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the mecger in writing. 10. Mortgage Insurance. If Lender required Mort�age Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. I�, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previausly provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage lnsurance, Bonower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially aquivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by L�nder. If substantially equivalent Martgage Insurance coverage is not available, Borrower shall continue ta pay to Lender the amount of the separately designated payrz�ents that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these pay�xients as a npn-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultirnately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Nlortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated pay�ments toward the premiums for 1Vlort�age Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to znake separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required ta maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender' s requirement for Mortgage Insurance ends in accordance with any written agreexnent between �rrower and Lender providing for such termination or until termination is required by Applicabla Law. Nothing in this Section 10 affects Barrower's obligation to pay interest at the rate prpvided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. $onower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share pr madify their risk, or reduce losses. Thase agreements are on terms and conditions that are satisfactory to the martgage insurer and the other party (or parties) to these agreements. These agreements rnay require the mortgage insurer to make payments using any source of funds that the mortgage insurer xnay have available (which may include Funds abtained from Mortgage Insurance premiurns). 230992 NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT �•6(NE) �oe� �� Page 8 of 15 �n�t�ais: Form 3028 1l01 � � .