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201009153 (0) "Periodic Payment" means the regularly scheduled amaunt due for (i) principal and interest under the Note, plus (ii) any amounts under 5ection 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C, Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additiona] or successor legislation or regulation that governs the saxne subject matter. As used in this 5ecurity Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest af Borrower" means any party thal has taken title ta the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGH'T'S TN THE PROPERTY This Security Instxument secures to Lender: (i) the repayment of the Lpan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security lnstrument and the Note. For this purpose, Borrower irrevacably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL . [Type oF Recording .Iurisdiction] [Name of Recording ,Iurisdiction] LOT FORTY EIGHT (48), INDIANHEAQ SEUENTH SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. Parcel ID Number: 400414686 3112 LARAMIE DR GRAND ISLAND ("Property Address"): which currently has the adtlress of [Street] �c�ty], Nebraska 68803 [zip code� TOGETHER WITH all the improvements now or hereafter erected an the property, and all easements, appurtenances, and fixtures now ar hereafter a part of the praperty. All replacement�s and additions shall also be cavered by this Security Instrument. All of the foregoing is referred to in this 5ecurity Instrument as the "Praperty." BORROWEK COVENANTS that Borrower is lawfully seised of the estate heraby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all clanns and demands, subject to any encumbrances of record. 230985 NEBRASKA - Single Famiry - Fannie M aelFreddie M ac UNIFORM IN57RUM ENT :' 4 �(� �-s�NE) (0811) Page 3 of 15 Initias �-��+ �1' hOT 3028 �/�1 �