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201009i50 9. Protection of Lendec's Interest in the Property and Rights Under this Security Instrument. If (a) Borrow�r fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might signi�cantly affect Lender's interest in the Prpperty and/or rights under this Security Instrument (such as a proceeding in banlcruptcy, probate, for condemnation pr fprFeiture, fpr enforcement of a lien which may attain priority over this Security Instrument or to enforc� laws or regulations), pr (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable ar appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrurnent; (b) appearing in court; and (c) paying reasanable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or daangernus conditions, and have utilities turned on or off. Although �.ender rnay take action under this Section 9, Lender does not have to do so and ia not under any duty or obligatian to do so. It is agreed that Lender incurs no liability for not ta7cing any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amqunts sha11 bear interest at the Note rate from tlie date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requssting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Bonrower acquires fee title to the Property, the leasehold and the fee title shall not marge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender requiared Mortgage Insurance as a condition of making the T.oan, Borrower shall pay the premiums required to maintain the Martgage Insurance in effect. lf, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the rnortgage insurer that previously provided such insurance and Borrower was required to make separately designated payrnents toward the premiuma for Mortgage Insurance, Borrawer shall pay the premiuzns required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previpusly in effect, from an alternate mort�age insurer selected by Lender. I£ substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the arnount of the separately desi�nated payments tYaat were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such lass reserve shall be nan-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lez�der shall not be required to pay Barrower any interest or earnings on such loss reserve. I,ender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the prerniums for Martgage Insurance. If Lender required Ivlortgage Insurance as a condition of rnaking the Loan and Borrower was required to make separately designated payments taward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender' s requirement for Mortgage Insurance ends in accordance with any written agreement between Horrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects $oartower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses �.ender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not z'epay the Laan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may �nter inta agreements with other parties that share or rnodify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the ather party (ar parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer xnay have available (which may include funds obtained from Mortgage Insurance prerniums). NEBRASKA - Single Family - Fannie M aelFreddie M ac UNIFORM INSTRl1M ENT �-6(NE) �ost�� PageB of 15 Initials: m 230991 prm 3p26 1/01