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2oioo914� 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perfarrn the covenants and agreements containad in this Security Instrurnent, (b) there is a le�al proceeding that might significantly affect Lender's interest in the Froperty and/or rights under this 5ecurity Instrument (such as a proceeding in bankruptcy, probate, fox condemnation or forfeiture, for enforcem�nt af a lien which may attain priority pver this 5ecurity Instrument or to enforce laws or regulations), or (c) Sorrpwer has abandoned the Property, then Lender may do and pay fpr whatever is reasonable or appropriate to protect Lender' s interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender' s actions can include, but are noC limited to: (a) paying any sums secured by a lien which has priarity over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to prot�ct its interest in the Property and/or rights under this Security Instrurnent, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited ta, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or of£ Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty ar obligation to do so. It is a�reed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any arnounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date af disbursennent and sha11 be payable, with such interest, upon notice fram Lender to Borrower requesting payment. If this Security Instrument is an a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the ProperCy, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. lf Lender required Mortgage Insurance as a condition of making the Loan, Barrower shall pay the premiums required to maintain the Martgage Insurance in effect. If, fpr any reasan, the Mortgage Insurance coverage required by Lender ceases to be available fram the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiuma for Mprtgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of th� Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments a,s a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultirnately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) pravided by an insurer selected by Lender again becomes available, is obtained, and I,ender requires separately designated payznents toward the premiums for Mort�age Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the pramiums required to �naintain Mortgage Insurance in effect, or to provide a non-rafundable loss reserve, until I,ender's requirement for Mortgage Insurance ends in accordance with any written agreement between Sorrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 a£fects �orrower' s obligation to pay interest at the rate provided in the Note. Mortgage Insurance reirnburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreernents are on terrns and canditions that are satisfactory to the xz�ortgage insurer and the other party (or parties) to these agreements. These agreements rnay require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiurns). 230988 NEBRASKA - 5ingle Family - Fannie MaelFreddie Mac UNIFORM INSTRUM�NT �-6(NE) (�81�) Pegee at te Initials: - FOrm 3028 1101 �