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zosoo9i4; THIS SECURTTY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment chazges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Nate and this Security Instnument shall be made in U.S. currency. However, if any check or other instzvment received by Lender as payznent under the Note or this $ecurity Instrument is returned to Lender unpaid, L.ender may require that any or all subsequent payrnents due under the Note and this Security Instnunent be made in one or rnore of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certifie� check, ba�lc check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instzlunentality, or entity; or (d) Electronic Funds Transfer. Payrnents are deemed received by Lender when received at the location designatexl in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any paynnent or partial payment if the payrnent or partial payments are insufficienC ta bring the Loan current. Lender may accept any payment or partial payment insuf�cient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payxnents in the future, but Lender is not obligated to apply such payments at the tizne such payments are accepted. If each Periodic Payment is applied as of ics scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payments to bring the L.oan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the oucstanding principal balance under the Note immediately prior to foreclosure. No offset ar claun which Borrower might have now or in the future against Lender shall reli�ve Borrower frorn making payments due under the Note aind this Security Instrument or perfornung the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. �xcept as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applicd in the following order of priority: (a) interest due under the Note; (b) principal due under the Note; (c) amaunts due under Section 3. Such payments shall be appliad to each Periodic Payrnent in tt�e order in which it became due. Any remaining amounts shall be applied �rst to late chazges, second to any otk►er amounts due under this Secu�ity InsCnunent, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a suf�cient amount to pay any late charge due, the payrnent may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, I.ender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied Co the full payment of one or more Periodic Payments, such excess tnay be appli�d ta any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance praceeds, or Miscellaneous Proceeds to principal due under the Nate shall not extend or postpone the due date, or change the amount, of Che Periodic Payments. 3. Funds for Escrow Itenns. Borcower shall pay to Lender on the day Periodic Payments are due under the Nate, until the Nate is paid in full, a sum (the "Funds") ta provide for payment of amounts due for: (a) taxes and assessments and other iterns which can attain priority over this Security Instrutnent as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if az�y; (c) prerniwns for any and all insurance required by Lender under Section S; and (d) Mortgage Insurance NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT 'A, `�' �-61NE) �oa i�� Page 4 of 15 Initials� V V '�' W Form 3028 1/p 9 � '�� c�� ,