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2�1U09i4� 9, Protection of Lender's Interest in the Property and Rights Und�r this Security Tnstrurr�ent. If (a) Borraw�r fails ta perform the covenants and agreements contained in this Security Instrument, (b) lhc:r� is a legal prUt;eeding that might significantly affect L.ender's interest in the Property and/or righls undcr this Security Tnstrument (such as a prc�ce�ding in bankruptcy, probate, far condemnation or forteiture, tbr enforcement of a lien which may attain priarity aver this S�curity Instrument or to enforce laws or regulations), or (c) Borrower has abandon�d the Fmp�rty, th�n L�nder may do and pay for whatever is r�asUnable or appropriate to protect L.ender's interest in the Property and rights under this Security Instrument, irtcluding protecting and/or assessing the value of the �'roperty, and securing and/or rcpairing the Property. I.ender's actions can include, but ar� nc�t limit�d ta: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearin� in court; and (c) paying reasonable attarn�ys' fe�s tp protect its interest in the Property and/or rights under this Security Tnstrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited ta, �ntering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and havc utilities tumed on or off. Although Lender may take action under this Section 9, Lender does not have ta do sc� and is not under any duty c�r obligatian to do so. It is agreed that L.ender incurs no liability for not taking any or all actions authorized under this S�ction 9. Any amounts disbursed by L.ender under this Section 9 shall become addilional debt of Borrowcr secured by this Security Instrument. These amc�unts shall bcar interest at tlxe Nate rate from the dats of disbursement and shall bc payable, with such int�r�st, u�on nc�ticc: from I..ender ta Barrawer requesting paymcnt. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease, If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless L,�nder agrs�s ta ths merger in writing. 1p. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay thc premiums r�quir�d ta maintain the Mortgage Insuranc� in sff�et. If, far any r�asan, the Mortgage Insuranc� cav�rage r�quired by L�ndr:r ceascs tC� be available fram th� mattgage insur�r that previausly provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to abtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of lhe Mortgage Insurance previously in effect, From an alternate mortgage insurer selected by T_ender. Tf substantially equivalent Mortgage Tnsurance coverage is not availaple, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. L.ender will accept, use and retain these paym�nts as a nan-refundable loss reserve in lieu of Martgage Insurance. Such loss reserve shall b� non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required ta pay Borrr�w�r any intersst ar earnings an such lass r�serve:. Lender can na lan��r r�quire loss reserve payments if Mortgage Insurance cav�rag� (in tt�� amaunt and far tlx� periad that Lender requir�s) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Tnsurance. Tf T.ender required Mortgage Tnsurance as a condition of making the I.oan and Borrower was required to make separately designated payments toward the premiums for Martgags Insurant�e., BarrUw�r shall pay the premiums required tc� maintain Mortgagc Insurance in effect, or ta pravidt; a nc�n-refundable lass r�s�rve, until Lendcr's reyuirement for Mortgage Tnsurance ends in accordance with any written agreement between Borrower and T.ender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the ratc; provided in the Note. Mortgage Insurance reimburses I.ender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the L.oan as agreed. Borrower is not a party to the Mortga�e Insuranc�. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreernents with other parties that share ar mUdify th�ir risk, or r�du�� lossc:s. These agreements are an terms and conditians that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements.l'hese agreements may require the mortgage insurer ta make payments using any saurc� of funds that the mortgage insurer may have available (which may includ� funds abtainsd fram Mortgage Insurance premiums). NEBRA5KA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT �-6�NE) losi il Page 8 of 16 in�t�eie: � Form 3028 1/Q9