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201009143 Borrower shall promptly discharge any lien which has priariky aver this Security Instrument unless Barrawer: (a) agrees in writing to the payment of lhe ohligatian seGUred by the lien in a manner acceptable ta Lender, but only so long as Barrc�wer is performing such agreement; (b) contests the licn in goUd faith by, or defends against enforcement of thc: lien in, legal praceedings which in T.ender's opinion operate to prevent the enforcement of the lien whil� those praceedings are pending, but only until such proceedings are cancluded; or (c) secures from the holder of thc licn an agre�ment satisfactory to Lender subordinating the lien to this Seeurity Instrument. If Lender deltrmines that any part af the Praperty is subject to a lien which can attain priority over this Security Tnstrument, T.ender may give Barrawer a notice identifying the lien. Within 1Q ciays of the date on which that notice is given, Borrower shall satisfy the lien or take one or rnore of the actions set forth above in this Section 4. Lender may requir� Borrower to pay a one-time charge for a real estate tax verification and/or reporting service used by Lender in connection with this T.oan. 5. Pr�perty Insurance, Borrower shall keep the improvements now existing or hereafter erectsd an th� Praperty insured against loss by fire, hazards included within the ierm °exteaded coverage," and any atlxc:r hazards including, but not limited to, earthquakes and floods, for whic:h I.,ender requires insurance. This insurance shall be maintained in the amounts (including deductible l�v�ls) and far the periads that I.,end�r requires. What Lender requires pursuant to the preceding sentences can changc during lhe term of the Loan. The ir�surance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may requir� Borrawer to pay, in connection with this Loan, either: (a) a one-time chargc for flo�d zone determination, certification and tracking scrvic�s; c�r (b) a an�-lirn� charge for fload zone determination and certification serviccs and subsequ�nt charges sach time reXnappings or similar changes occur which reasonably might affect such detertnination or certification. Borrower 5narr also be responsible for the payment of any fees irnposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, T.ender may obtain insurance coverage, at Lender's aptian and Borrower's expense. L.ender is under no obligation to purchase any particular type or amount af cov�rage. Thc:refore, such coverage shall cover Lender, but might or might not protect Borrower, Barrawer's equity in the Property, or the contents of the Yroperty, against any risk, hazard or liability and rnight provide greater or lesser coverage than was previously in effect. Borrower �cknowl�dges that the cost of the insurance coverage so abtained might significantly exceed the cost of insurance that Barrower could have obtained. Any amounts disbursed by L.ender under this 5ection 5 shall become additianal debt af Borrower secured by this Security Instnxment. These amounts shall bear interest a[ tht Note rate Prom the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insuranc� palicies required by Lender and renewals af such palicies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mc�rtgagee and/or as an additional loss payee. L.ender shall have the right to hold the policies and renewal certificates. If L.ender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by T..ender, for damage to, or destruction of, the Property, such policy shall include a slandard mortgage clause and shall name T.ender as mortgagee and/or as an additional loss payee. ln the event of loss, Borrower shall give prompt notice to lhe insurance carricr and Lender. Lender may make proof of lass if npt made prornptly by Bqrrowcr. Unless I.ender and Borrawer ath�rwis� agrce in writing, any insurance proceeds, whether ar not the underlying insurance was required by L�:nd�r, shall be applied to restoraliUn pr r�pair af tht Propc:rty, if ihe restarati�n or repair is ecanvmically feasible and Lender's security is not l�:ssened. During such r�pair and restoration period, Lender shall have the right lo h�ld such insurance proc��ds unt'tl L.end�r has had an oppartunity ta inspcct such Prop�r[y tc� cnsure khc NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) losi i 1 Page 8 af 15 inisiais: �� Form 302$ 1/01