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201009�43 <br />acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be <br />dismisse:d with a ruling tlxat, in L,ender's jndgment, pr�cludes forfeiture af the Property or other material <br />impairznent of Lend�r's interest in the Property ar righls under this Security Instrument. The proceeds of <br />any award or claim for damages that are attributable to the impairment of I.,�nder's int�rest in the Property <br />are hereby assigned and shall bc paid lU I.cnder. <br />All Misc�llan�ous Proceeds that are not applied to restoration or repair of the Property shall be <br />applied in th� ord�r provided for in Section 2. <br />lz, Borrro�uver Not Released; Forbearance By Lender Not a Waiver. �xtension of the time for <br />payment or modification af amoriization of the sums secured by this Security Instrumcnt grant�d by IJc:nder <br />to Borrower or any Successor in Interest of Borrawer shall not operate to release lhc liability oF Borrower <br />or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against <br />any Suecessor in Interest of Borrower or to refuse to extend tim� for payment or otherwise rnodiPy <br />arnortization of the sums secured by this 5ecurity Instrument by reason of any demand made by the original <br />Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or <br />rem�dy including, without lirnitation, Lender's acceptance af paym�nts from third persons, entities pr <br />Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or <br />pr�clud� th� �x�rcise of any right or remedy. <br />13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants <br />and agrees that $orrower's obligations and liahility shall be joint and sev�ral. However, any Borrower whp <br />co-signs this Security Instrument but does nat execute the Note (a "co-signer"): (a) is ca-signin� this <br />Security Tnstrument only to mortgage, grant and convey the co-signer's interest in the Property under the <br />terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security <br />InsCrument; and (c) agress that I.,endcr and any Uthcr Borrower can agree to extcnd, modify, forbear or <br />make any accommodakians wikh r�gard to lhe tcrms of this Security Instrument or the Note without the <br />ca-sign�r's consent. <br />5ubject to the provisions of Section 1$, any Successor in Interest of Borrower who assurnes <br />Borrawer's obligations under this Security Inskrument in writing, and is appraved by I�eand�r, shall obtain <br />all of Borrower's rights and benefits under this Security Instrurnent. Borrower shall not be released from <br />Barrawer's obligations and liability urrder this Security Ins[rument unl�ss I�r.nd�r agr�es to such release in <br />writing. Th� covenants and agreements of this Secnrity Instrumc:nt shall bind (excepl as provided in <br />Section 20) and benefit the successors and assigns of T.ender. <br />14, Loan Charges, L.ender rnay charge Borrower fees fpt s�rvic�s performed in conn�c;tion wilh <br />Barrawer's default, for the purpose of protecting I,endsr's interest in the Praperty and rights under this <br />Security Tnstrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. <br />Tn regard to any other fees, the absence of express authority in this Security Instrument to charge a specific <br />f�c: ta Barrc�wcr shall nak be construed as a prohibition on the charging of such fee. L.ender may not charge <br />fe�s that are sxpressly prahibited by this Sccurity Instrument or by Applicable T,aw. <br />If kh� Laan is subject ta a law which sets maximum loan charges, and that law is finally interpreted so <br />that the interest or other loan charges collected or to be collected in connectian with the Loan ex�eed the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to r�duc� t,hc <br />charge to the permit[ed limit; and (b) any sums already collected from Borrower which exceeded permitt�d <br />limits will be refunded to Borrower. Lender may chc�ps� lo znakc this reYund by reducing the principal <br />owed under the Note or by making a direct payment to Barrower. If a refund r�duc�s principal, the <br />reduction will bc: treated as a partial prepayment without any prepayment charge (whether or not a <br />prepayment charge is pravided far under the Note). Borrower's acceptance of any such refund made by <br />direct payment to Borrower will constitute a waiver of any right of acCiUn Borrow�r znight have arising out <br />of such overcharge. <br />1S. Notices. All notices given by Borrower or Lender in connection with this Security Instrumcnt <br />must be in writing. Any notice to Borrower in connection with this S�curity Instrurnent shall be deemed to <br />have b�cn given to Borrowcr when mailed by first class mail or when actually delivered ta Borrc�wer's <br />notice address if sent by other means. Notice to any one Borrawer shall constitute notic� to all Borrowers <br />unless Applicable Law expressly requir�s Utherwiae. The notice address shall be the Property Address <br />unless Borrower has designated a substitute notice address by notice to L.ender. �3orrower shall �romptly <br />notify I,ender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's <br />change of address, then Borrower shall only repart a change of address through that specified procedure. <br />NE9RASKA - 5ingle Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT �,� <br />�-BIN�) (081 1) Paqn 10 af 1 6 Initials: �b� Form 3028 9�p'1 <br />