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2oioo9i4o TRANSFER OF RIGHTS IN THE PKOPERTY The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and �,ender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modificatians of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument a�nd the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall : [Type oi Recording Jurisdictionj [Name of Recording Jurisdiction] Lot Nineteen (19), Jeffrey Oaks Sixth Subdivision in the City of Grand Island, Hall Caunty, Nebraska. which currently has the address of Grand island [c�r] 412$ Manchester Rd. [sveet� , Nebraska 68803 ("ProperCy Address"): [Zip Code] TOGE`I'HER WITH all the improvements now or hereafter erected on the prop�rty, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any actian required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWBR COVENANTS that Borrower is lawfully saised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Praperty against all claims and demands, subject to any encumbrances of recard. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-unifor►n covenants with limited vaziations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family - FannieMae/FreddieMac UNIFQRM INSTRUMENT� Form 3028 1/01 Laser Forms Ina (80D) 448-3555 J LFI#FNMA3D28-MERS 1101 Page3 of 13 I�It181S.