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<br />premiums, if any, nr any sum� payable �y Bnrr�wer ta Lender in lieu of the payment of Morl�a�e
<br />Insurance premiums in ac�ordance w3th the provis�ans of Seciian 1Q, These items are called "Escrow
<br />Items." At originatian or at any time during the lerm ❑f the Laan. Lender rnay require that Comrt�unity
<br />Associatian ❑ues, Fees, and Assessments, if any, 6e escrowed by Barmwer, and such d�es, fe�s and
<br />assessrnenls shall be an Escrow It�m. �Qrrawer shal� pra�nptl,y furnish to Lender a11 notices nf amflunts ta
<br />be pard under this Sectian. Borrawer shall pay Le�tder the Funds fvr Escr�ow Items unless Lender wa�r�es
<br />Snrrower's obli�ation to pay the �'unds far any or all �scraw Items. Lender may r�vaive Sorrower's
<br />❑6ligation to pay ta Lender Funds far any or all Escrow [tems at any iime. Any such waiver may �a�yly be
<br />in writing. In the +�vent of such waiver, Borrawer shall pay directly, w�en and where payable, the amaunts
<br />due for any Escrnw ltems for which paymen� oF Funds has been waiwed by E.ender artd, if Lender reqnires,
<br />shall furnish to Gender receipis evidencir►g such payment within such iirne period as Lender may reyuire.
<br />Barrower's abligation ta make such payrn�nts and ta pravide t�ece3pts shall for all purposes be deemed ro
<br />be a covenant and agreement eor�tained in this 5ecurity Instrument, a5 the phrase "cavenant and agreement"
<br />is nsed in Section 9, If Bvrrower is abligated to pay Escrnw Ttems direclly, pucsuani io a waiver, and
<br />Borrawer fails ro pay ihe amoun4 due for an Escrow Item, Lender may exercise its r�ghls under 5ection 9
<br />and pay such amc�unt and Borrov�ver shall then be ohligated under Sectioa 9 io repay to Lender any such
<br />amaunt. Lender may revake �he waiver as ta any ar all Escrow Items at any iime by a notice given in
<br />accordance with Sectivn t� and, u�on such revoca�ion, Borrvwer sk�all �ay ta Lender all Funds, aad in
<br />snch aroounls, ihat are then required under this Sectian 3.
<br />Lender rnay, al any tiun�, callect and hold Funds in an a�nount �a) sufficient to permit Lender to apply
<br />�he Funds at the time spec�f3ed under RE5PA, and (b) nat ta ex�eed the rnaxirnum arnuuac a Len�er can
<br />require under RESPA. Lender shall estirnate the amouni of Funds due on lhe basis af current data and
<br />reasonable esiimates of expenditures of f�twe E�Graw Iiems or otherwise in accordance w�th Appl"rcable
<br />L.aw.
<br />The Funds shal( be held in an institution whose deposits are insured by a federal agency,
<br />instrument�lity, vr entity {including Lender, if Lender is an institution whase deposits are sa insured) nr in
<br />any Federal Home Loan Bank. Lender shall apply �he �unds �n pay the Escrow Items no later than the time
<br />speci�ed under RE5FA. Lender shall not charge Borrower far holding and applying the Funds, annually
<br />analyzin� lhe escrow accouni, vr verifying the Escrvw Items, anless Lender pays BQrrower interest on the
<br />Funds and Applicable Law permit� L�nder to make such a charge. Unless an agreement is made in writin�
<br />ar Applicahle Law r�quires interest to be paid on the Funds, Lender shall not be required tn pay Sorrawer
<br />�ny interest or earnings an the Funds. $orrawer and Lender ean agree in wriling however that interesi
<br />shall 6e paid an the Fnnds. Lender shall give Io Borrower, vrriibouk charge, an annuai accaantit�g o� the
<br />Furtds as required by RE5PA.
<br />If there is a surplus af Funds held in escrow, as def�ned under RESPA, Lender shall accaunt t�
<br />Sorrower for the excess fund5 in accnrdance with RESPA. [f ihere is a shortage of Funds held in �scrow,
<br />as def�ned under R�SFA, Lender shall notify Borrower as required by RESPA, and Barrvwer sh�ll pay ta
<br />Lender the amaunt necessary to make up the shnrtagc in a�cardanc� with RESPA, but in no rnore than 1 Z
<br />monthly payments. If ihere is a deficiency of Funds hald In escraw, as defined under RESFA. Lender shall
<br />nvtify Barrawer as required by R�5FA, and Borrdwer shall pay to Lender the amount necessary ta make
<br />up the deficieney en accardance with RESPA, but in no mare than 12 monthly payments,
<br />[lpan paymeni in full af all sams secured by this Securily Instrument, [�ender shall pramptly refund
<br />ta Bonower any �'unds held by Lender_
<br />4. Charges; Liens. Sarrower shall pay all #a�ces, assessrnents, charges, �nes, and imposfiians
<br />attrihutable lo the Properly which Can attain pri�rity over this Security ]nstnimeni, leasehold payrnents ar
<br />grannd rents vn Ihe Praperty, if any, and Comnnuntty Assaciation Dues, Fees, and A��essments, if any. Ta
<br />the exient that these items are Esernw Items, Borrower shall pay them in the manrrer pravided in 5ection 3.
<br />OA11?.22b7433 Ci#iMortg�g� 3.2.42.U7 V4
<br />NEBRASK�1 - Single Family - Fannie Mar.IFtAddie Mac UNIFQR141 �NS7�[1M�JT WIT
<br />�-�A(Nq i��o� Pago 5 oF 15 ir,nieia: Form 3028 1lbi
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