2Q1009120
<br />20. SaI� of Note; Chaage of Laan Se�vicer; Noti� af Grievance. T�� Naie or a parliaE interest in
<br />the Note (togeiher with this 5ecurity Instrument} C�� be sald one or more tirnes wlthaut privr notice ta
<br />Borrawer. A sale rni�hi r�sult in a tt�anpe in the entity (known as the "I.oari Ser�vicer") that �allects
<br />Per�adlC Payments due under �he Note and this Security lnstrument and perfarms other mortgage loan
<br />servicing obligat'rans under the Note, this Security Instrument, an� Appli�able Law. There also might be
<br />one or mare c�a�ges of Ihe Loan 5ervicer unrel�ted to a sale aF the Nate, If there is a change of the Loan
<br />S�rv':cer, Barrower will be �iven written anatice af the change which will state the name and address af the
<br />new Loan Servicer, the address ta which paymeni5 should be made and any ather infvrmat'san RESFA
<br />requires in canaection with a no6ice af transfer af servicing. if �he I�ote is sold and thereafter Ihe Loan is
<br />ser�iced try a Loan Servicer vther than lhe parchaser af the Note, the morlgage lnan servicing obligatians
<br />to Borrower will remain wiih khe Laan Servicer or 6e transferred to a successor Loan Servicer and are no!
<br />assutned uy the Nate purchaser unless utherwise provided �y the No1e purchaser.
<br />Neither Sorrower nor Lender may commence, join, or he joined ta any judicial actian (as either an
<br />individual liiigdnt ar the member af a classf thai arises from the other party's acti�ns pursnant to tivis
<br />Securit,y Instrument or thai alleges thal the aiher party has breached any provi�ion of, or any da�ty awed by
<br />reason of, ihis 5ecurity Instrument, unti] such Borrawer vr Lender has notiG�d ihe o�her party (wilh such
<br />n�tice gi�Pn in campliance with the requirements of 5ection 15) af such alleged breach and affarded the
<br />other party hereto a reasonable period afiec the giving of such natice to take correcti�e �ctian. If
<br />Applicab(e Law provides a�irne period which rnust elapse befare certain actian can be taken, tha� drne
<br />perivd wil! be deerned Io be reasonabte for purposes of this paragraph. The nutiee of acceleratian and
<br />opportuniry to cure given tr� BQrraw�r pursuant ta SQr.ifon 22 and the natice nf acceleratian given ta
<br />Barrawer pursaant to 5ect�or� 18 shall be deemed ta satisfy the natice and npportunily tn take corrective
<br />aciion pravisions of ihis Section 20.
<br />21. Haz$rdaus Substance�s. As used ln th� Section 2l: (a) "Ha�rdaus Su�stances" are those
<br />substances defi�red as tnxic or hazardous substances, pollutants, or wastes by Environmental Law and i�ie
<br />fallowing substances: gasnline, kerosene, other flammable ar toxic petraleum prnduc�s 10][iC pCSfiCL�BS
<br />and herbicides, vvlatile solvents, mater�als containing asbestvs or formaldehyde, and radioactive materials;
<br />(b) "Environmental I.aw" means federal (aws and laws of t�e jurisdictian where the Properly is located tha�
<br />re4�tc to health, safety ar enviranmental protection; (c} "Envirnnmenkal Cleanup" includes any response
<br />action, remedial aciion, or removal action, as det`ined in Environment�l Law; and �d) an "�nvironmental
<br />Candition" meaus a cnnditinn ihat can cause, cantribule ta, ar vtherwis� Iri�er an Environm��tal
<br />Cleanup.
<br />Borrower shal! noi cause ar permit the presencc, use, disposaJ, storage, or retease af any I-lazardaus
<br />Substaaces, ar threaten to releas� any Hazardous 5ubstances, on or in the Property. Borrower shall not do,
<br />nor allQw anyone e1Se tp dp, anythipg af'fectiqg tpe Properky (a� thal �5 4R v#olatian of any Environm�nial
<br />Law, (b} which creates an Environmental Candition, or (c) wluch, due to �he presence, use, vr release of a
<br />Hacardaus Sub�tance, c�eates a condition that adversely aE�fecls the value of the Prvperty. The preceding
<br />two sentences shall not apply to the presence, Use, or srorage on the Property of small quantities of
<br />��iazardous 5ubslances khat are generally r�cognized io be appragriate to nvrmal residential u5es �nd to
<br />mainlenance oTthe Praper[y �including, but not limited to, hazardnus suhstances in cansarner praducts).
<br />Borrnwer shall prompdy give I,ender written natice of (ay any investigation, claim, demand, lawsuft
<br />or oiher action 6y any governmental or regulatory agency Ar private party Envolving the Property and a�y
<br />Hazardous Substance or Environmental Law af whtch Batrower has actual knowledge, (�) any
<br />Environmenlal Condition, including but not limi#ed ta, any sAilling, leaking, disGharge, re�ease �r t�ur�al af
<br />release of any Hazardous Su6stance, and (c) any r.andilinn caused hy the presenc�, use nr release of a
<br />Hazardous Substan�e which adversely a#`fecls the �alue vf the Praperty. Tf Borrower learns, or is natitied
<br />by any governmental nr regulatnry authnrity, or any private party, that any removal or ath�r remcdiatsnn
<br />of any Hazardous Substance aE�'ecting Ihe Property is necessary, Borrower shall promp�ly take ali necessary
<br />remedial actions in accard�nce with Environmental Law. Nolhing herein shall create any pl�ligation on
<br />Lender far an �nvirnnmental Cleanup.
<br />flU112Z�267433 CitiMort�a� 3.2.42.07 V4
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