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_ .1-_ . � �� •-+.-.-...� 4..��'' �""___ . .i ` c, c .. .. �F. � ._. _. 'y?_. <br /> — ' �' �'.� .i <br /> " .b:�.�s._-�,.-+'�. �:.�_ `s..J.j,� 'i� .c �-�-- ', ,�` " —..�=��`�:xi_ <br /> . i� ,r*' <br /> �.F <br />... � <br /> -=� �� �� "'�'�1 � <br />' di the amaunts hst�i 6y L��der far Esrrow Items ca�ed the amounts permitted to be held by RESPA. Lertder !� <br /> shall sccaunt tu Bnrrnw�r far thit exccss Famis as requirul by RESPA. If the�monm�of fund,hetd by Lender at any � <br /> time iy noi Sufficient ta pay th�t s�.�ccow ltems when due. Lender may notify the 8orrativer and rec�uim Botmwer to � <br /> make u�the d�friency aa:pertnitr.ec#by RFSPA. -- <br /> Tlu Escrow Fund!� an; pitxiged :is addirional securiry for :itl �urru secured by this Security Instrument. If <br /> Borrcwrcr tenden t�� Lende:r tl��t fall payment of ali�uch sum,. Bonower's account shall be credited with the balance � <br /> - remair�'sng far a!1 ia�tattment itern�s iaf.F�3.at►d ic1 and any tnoF[gagE insuram.�e premiuni instaiimeni that l.e�zder has �" <br /> nnt lyecome abligated to pay ht the Secretary•. and Lender shal! pmmptly refund any excess funds to Borrower. � <br /> Immi:diatety prior to a fat�ci��re sate oi the Property or its acquisiuon by L.endet. Borrower's accaunt shalt be <br /> cred:t�d with any balt�nce rem�inin�for all instaliments for items la).(b),and(cl. � <br /> 3.AppEIsaifon of�rs,rancn�ts.AII Fayments under paragraphs 1 and 2 shall be applicd by Lender as follows: s�' <br />' F�,to the mortga�s in�xtraace przmium to 6e paid by Lender to the Secretary or to the monthly charge by the � ` <br /> Secn�ry instead af the mamhi�mort�e insuranoe pnmium: �`" <br /> = Sccond,to any taxes,sF,ae'ial assessmenu,leasehold payments or ground rents,and fire. 8oad and other ha7ard -�— <br /> insuaance pnemiums.as reyui►�: — <br /> 7'[vrd,to interest due unQlrr the Note; <br /> Fourt ,to amoiti�mion n�'the griasipal of the Nnte:and �,,.,,, <br /> Ffih,to late c�rgcs dua under the Note. <br /> ; 4.Fbr�Hload aad(lther Aar�rd lnsaranoe.Boaower shall iasure alf improvements on the Property,wheiher <br /> now in existenoe or ss�bs�uenity erected.against any hazards,casusilries,and wnringenries,including fire,for which <br />� Lender reqsrires insurunca. 7�iis insura�te shali be maintained in the amonnu and for the periads that t,ender <br /> req�dres. Sflrrotiver s��ill alt+u `snsure all improvemenu on the Property, whether now in existence or subsequently <br /> ' ere��teet,ageinst loss by flnnciu io the extent required by the Secretary. Ail insurance shall tre carried with companies - <br /> ._ apFrv��d by Lender_Thc insau�nce policies and any renewats shall be held by Lender and shal!include lass payabte <br /> claaees in favos of,and in a fa�n acceptable to.Lender. . �_ <br /> la the event of I�ss.Borr�tiver shall gir�e l.ender immediate notice by mail. Lender may make proof of loss if not <br /> • made psor+�ptly by Ar�mnwrs.�'ach insurance company concemed is hereby authorized and directed to msilce payment <br /> for.sucP�loss directly tn Lentter. instead of to Borrower and to Lender joindy. Ati or any part of the insurancx: <br /> ,; pro��v�c3s may be applied by I;�deff.az iu option,either(a)te the reduction of the indebte<lness under the Nat�.nntt --- <br />,�< this Servriry Instnimeni, firzt:tu;ir�delinquent amounts apgii�t in the order in paragraph 3.�and then to prepaym�mr. � <br /> • of nrci or (b) to the re5toration or r air Qf the dar_-<�-ed Pro Ao a t�cation of the rocecds to the �' <br /> � �- P�• eP � PertY• Y DP P — <br /> • P���R�shal!no�extra�d ar postpone the due d:�of the monthly payments which are refemed to in paragraph 2.or <br /> . y`. churtge the amount of such p�ments.My excess insurance proce�s over an amount require�to pay a!1 outstanding <br /> �'`� iadebtectr.ess uncter the 14ote and dris Suurity Instrument shall be paid to the entity legally entided thereio. =- <br /> In tlte event of fnrer.tasure QC this Securiry Instrument or other transfer of title to the Property that extingaishes <br /> th� ir.debtedness, all ri�ht, d�le and interest of Borrower in and to insurance policies in force shal! pass to the <br /> pu►�rhoser. <br /> ` S. Qrcupaacy, i��zae,�vnti��l Maln4enance and Protectton of the Fvnpes�y;Banower's IAan Appltcatton; <br /> • laensel�u!�. Borra�var shzfi:c:��y,establish.and use tl�:Rh�perry as Borrower's principal residence within sixty <br /> �� days aft:r the execuuon of�ii�5'�riry Instrument(or wirhtis siaty days of a later sale or transfer of the Proper�t��� <br /> � and shall conrinue to•oa�pv�.��'roperty as Borrower s principal resideace fur at least one year after the dat�.�.ti � <br /> . pnn y.untess Lc�td�:r:d�trr.:.Snes that req�z�.r�sent will cause anQue hardship for Bonower,or uitJe�sr cte�ir� • � �'= � <br /> . aocu c .�� . �:: <br /> � cintuacstaRO�s exist tyli�:1��:�� Ir.�yand Borrawer's control. Borrower shall notify (,,ender of ,ttt�%�tr.�;�nW:tijs�,c � <br /> .. cin¢umstances.Borrower shqll�r:en u�mmie waste or destroy,dutnage or substantially ch�t��c��e Fec�r�.x;-vr afla�a 19��° <br /> � Prope�¢y to deteriorate,re�sam�t;wear and tear excepted. Lrern3er may inspect the.Propetiy iF G�:L��;rty is va�c� !�""°' <br /> ' � or a6andoned or the toan ic fn default. Lender may take reasonable actian to protect s�nd presea+;�:3iu:'�vacant or �°-=� <br /> � . �...:� <br /> � . <br /> . 7r 4R�� �ego 3 OI B V/ImM an Rlcy[IM Papu <br /> - 'S � hti�ia:s: � . <br /> �Y 3� <br /> :i�1.�� � — <br /> ,:i , <br /> .' <br /> 1�i <br /> .i ' <br /> `�f;,, ,•. . „ .. � . .. , ,-- . <br /> ,,,,s � , . � • . � - . • •- - ;:, � .. . , , � ..r,a�,ccr.r,v�et�S+r:s <br /> Cd�t �' � u�:�ic._ __ . . �n;,- . '.i ' i`;¢ . . <br /> :' (u �; ..+. �.= , <br /> •a �� . - . ...• • , '�� . <br /> . � � l�t�';xl•;• _ <br /> . . . ti; . ' � � � -, -,o.a�.:,�.r�s.=-. _.�..,z.:-- <br /> , --'��� �;, . . <br /> ':}� t0 _ _ �' I: . . , . ' ' .. � .� M1 . : , . , <br /> . '. .' �� ;� ;� _ . .. . . � : .. . . ' �.�. 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