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<br />' 			di the amaunts hst�i 6y L��der far Esrrow Items ca�ed the amounts permitted to be held by RESPA. Lertder       	!�
<br />     		shall sccaunt tu Bnrrnw�r far thit exccss Famis as requirul by RESPA. If the�monm�of fund,hetd by Lender at any       	�
<br />     		time iy noi Sufficient ta pay th�t s�.�ccow ltems when due. Lender may notify the 8orrativer and rec�uim Botmwer to       	�
<br />     		make u�the d�friency aa:pertnitr.ec#by RFSPA.     										--
<br />  			Tlu Escrow Fund!� an; pitxiged :is addirional securiry for :itl �urru secured by this Security Instrument.  If
<br />     		Borrcwrcr tenden t�� Lende:r tl��t fall payment of ali�uch sum,. Bonower's account shall be credited with the balance       	�
<br />   - 		remair�'sng far a!1 ia�tattment itern�s iaf.F�3.at►d ic1 and any tnoF[gagE insuram.�e premiuni instaiimeni that l.e�zder has       	�"
<br />     		nnt lyecome abligated to pay ht the Secretary•. and Lender shal! pmmptly refund any excess funds to Borrower.       	�
<br />     		Immi:diatety prior to a fat�ci��re sate oi the Property or its acquisiuon by L.endet. Borrower's accaunt shalt be
<br />     		cred:t�d with any balt�nce rem�inin�for all instaliments for items la).(b),and(cl.   						�
<br />  			3.AppEIsaifon of�rs,rancn�ts.AII Fayments under paragraphs 1 and 2 shall be applicd by Lender as follows:    		s�'
<br />'  			F�,to the mortga�s in�xtraace przmium to 6e paid by Lender to the Secretary or to the monthly charge by the       	� `
<br />     		Secn�ry instead af the mamhi�mort�e insuranoe pnmium:      								�`"
<br /> =       		Sccond,to any taxes,sF,ae'ial assessmenu,leasehold payments or ground rents,and fire. 8oad and other ha7ard       	-�—
<br />     		insuaance pnemiums.as reyui►�:   												—
<br />  			7'[vrd,to interest due unQlrr the Note;
<br />  			Fourt ,to amoiti�mion n�'the griasipal of the Nnte:and       								�,,.,,,
<br />  			Ffih,to late c�rgcs dua under the Note.
<br />  ;       		4.Fbr�Hload aad(lther Aar�rd lnsaranoe.Boaower shall iasure alf improvements on the Property,wheiher
<br />     		now in existenoe or ss�bs�uenity erected.against any hazards,casusilries,and wnringenries,including fire,for which
<br />�    		Lender reqsrires insurunca. 7�iis insura�te shali be maintained in the amonnu and for the periads that t,ender
<br />     		req�dres. Sflrrotiver s��ill alt+u `snsure all improvemenu on the Property, whether now in existence or subsequently
<br /> '    		ere��teet,ageinst loss by flnnciu io the extent required by the Secretary. Ail insurance shall tre carried with companies       	-
<br /> ._  		apFrv��d by Lender_Thc insau�nce policies and any renewats shall be held by Lender and shal!include lass payabte
<br />     		claaees in favos of,and in a fa�n acceptable to.Lender.       								.     �_
<br />  			la the event of I�ss.Borr�tiver shall gir�e l.ender immediate notice by mail. Lender may make proof of loss if not
<br /> •   		made psor+�ptly by Ar�mnwrs.�'ach insurance company concemed is hereby authorized and directed to msilce payment
<br />     		for.sucP�loss directly tn Lentter. instead of to Borrower and to Lender joindy. Ati or any part of the insurancx:
<br /> ,;  		pro��v�c3s may be applied by I;�deff.az iu option,either(a)te the reduction of the indebte<lness under the Nat�.nntt		---
<br />,�<  		this Servriry Instnimeni, firzt:tu;ir�delinquent amounts apgii�t in the order in paragraph 3.�and then to prepaym�mr. 		�
<br />  •  		of  nrci    or (b) to the re5toration or r  air Qf the dar_-<�-ed Pro      Ao  a  t�cation of the  rocecds to the       	�'
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<br />   • 		P���R�shal!no�extra�d ar postpone the due d:�of the monthly payments which are refemed to in paragraph 2.or
<br /> . y`.		churtge the amount of such p�ments.My excess insurance proce�s over an amount require�to pay a!1 outstanding
<br /> �'`�  		iadebtectr.ess uncter the 14ote and dris Suurity Instrument shall be paid to the entity legally entided thereio.  			=-
<br />  			In tlte event of fnrer.tasure QC this Securiry Instrument or other transfer of title to the Property that extingaishes
<br />     		th� ir.debtedness, all ri�ht, d�le and interest of Borrower in and to insurance policies in force shal! pass to the
<br />     		pu►�rhoser.
<br />     `    		S. Qrcupaacy, i��zae,�vnti��l Maln4enance and Protectton of the Fvnpes�y;Banower's IAan Appltcatton;
<br />     •       	laensel�u!�. Borra�var shzfi:c:��y,establish.and use tl�:Rh�perry as Borrower's principal residence within sixty
<br />    ��       	days aft:r the execuuon of�ii�5'�riry Instrument(or wirhtis siaty days of a later sale or transfer of the Proper�t���
<br />     �       	and shall conrinue to•oa�pv�.��'roperty as Borrower s principal resideace fur at least one year after the dat�.�.ti      	�
<br /> .			pnn y.untess Lc�td�:r:d�trr.:.Snes that req�z�.r�sent will cause anQue hardship for Bonower,or uitJe�sr cte�ir� •   	� �'= �
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<br />   � 		cintuacstaRO�s exist tyli�:1��:�� Ir.�yand Borrawer's control. Borrower shall notify (,,ender of ,ttt�%�tr.�;�nW:tijs�,c       	�
<br />     ..       	cin¢umstances.Borrower shqll�r:en u�mmie waste or destroy,dutnage or substantially ch�t��c��e Fec�r�.x;-vr afla�a 19��°
<br />    �		Prope�¢y to deteriorate,re�sam�t;wear and tear excepted. Lrern3er may inspect the.Propetiy iF G�:L��;rty is va�c�       	!�""°'
<br /> '   �       	or a6andoned or the toan ic fn default. Lender may take reasonable actian to protect s�nd presea+;�:3iu:'�vacant or       	�°-=�
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