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201009112 9. Protectian af Lender's Interest in the Property and Rights Under this Security Intitrument. If (a) Borrower fails to perform the cavenants and agreements cantained in this Security Tnstrument, (b) there is a legal proceeding that might significantly affect L,ender's interest in the I'roperty and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for candemnatian ar farfeiture, for enforcement of a lien which may attain priority over this Security Instrumsnt ar to enfore� laws ar regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay far what�ver is reasonable or appropriate Go pratect Lender's interest in the Property and rights under this Security Instrument, including pratecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a li�n which has priority over this Security Instrument; (b) app�aring in court; and (c) paying reasanable attomcys' f�es tc� protect its interest in the Property and/or rights under this Security Instrument, including its s�cured position in a bankruptcy proceeding. Securing the Property includes, but is nal limited ka, entering the Prop�rty to make repairs, change locks, replace or board up doors and windows, drain water from pipcs, eliminate building az' other code violations or dangerous conditions, and have utilities tumed on or off. Although L.ender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that I,endsr incurs na liability for not taking any ar all actions authorized undcr this Scction 9. Any arnounts disbursed by L.ender under this Section 9 shall become additional dtbt of Borrower secured by this Securify InsCrumc:nt. Thes� amounts shall bsar interest at the Note rate from the date of disbursemcnt and shall be payable, with such interest, upan notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehald, Borrower shall comply with all th� provisions of thc lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 1Q. Martgag� Insurance. If L.ender required MoRgage Insurance as a condition of making the Loan, Borrower shall pay the premiums rcquired to maintain the Mortgage Insurance in �ffect. If, for any reason, the Mortgage Insurance coverage required by I.ender ceases to be available from the mortgage insurer that previously provid�d such insurance and Barrower was required to rizake separately designated payments toward the premiums far Mc�rtga�� Insurance, Sorraw�r shall pay thc prern'rums required to obtain coverage substantially equivalent to the Mortgage Tnsurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insuranc� cc�v�ragc is not availabl�, BUrraw�r shall continue to pay to Lender the amount of the separately designated payments that wer� due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-rcfundable loss r�serve in li�u of Mc�rtgag� Insurane�. Such lass ressrv� shall bc: non-refundable, notwithstanding the fac:t that th� I.�oan is ultimat�ly paid in full, and L,ender shall nc�t be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payrnents if Mortgage Insurance coverage (in the arnount and for the period that Lender reqnires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Tnsurance. Tf Lender required Mortgage Tnsurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiu►ns for Mortgage Insurance, Borrower shall pay the premiunis required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's r�quir�m�nt far Mnrtgage Insurance ends in accordance with any writt�n agreement b�tween Bartower and I.,endcr prnviding for such terminatian ar until terraiiniatian is required by Applicable I.aw. Nathing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Tnsurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Martgage insurers evaluate their tatal risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreenients rnay require the mortgage insur�r to make paym�nts using any sUUrce of funds that the mortgage insurer may have available (which may include funds obtained from MUrtgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddip Mac UNIFARM INSTRUMENT �-61NE) �oei i � Pape 6 of 16 iniiiais � Form 3p28 1�Q1