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zoioo9los <br />of Borrower's covenants and agreernents undsr tlxis S�c:urity Instrum�nt and th� Nat�. Fr�r tlxis purposc, Borrower <br />irrsvacably gran[s and conv�ys to th� Trust�c:, in trust, with power of sale, the Pollowing described property located <br />in HA,L�, County, Nebraska: <br />SEE ATTACHED LEGAL DESGRTPTTpN <br />TAX 3TA'x'�MENTS 3Ti0ULD BE SE1VT "I'O: WELLS FARGO HOME MORTGAGE, P.O. BOX 11701, <br />r�w�c, r�ar o�a.o�.a�n1 <br />which has the address of 3027 W CAPITAL AVE #9, GRAND IsLAND [suee�, eiry�, <br />Nebraska 68803 [zip Code� ("property Address"); <br />TOG�TI3�It WITH all lhe improvements now or hereafter erected on the property, and all c.asements, <br />appurtenances and fixtures now an c�rtafter a part of the property. All replacements and additions shall also be <br />covered by this S�curity Instrument. All af thc foregaing is reterred to in this Security Instrument as the "ProperCy." <br />BORROW�R CUVENANI`S that Borrower is lawfully seized of th� estate h�rCby conveycd and has the right to <br />grant and convey the T'roperty and that the Property is unencumbered, exe�pt For �ncumbrances of record. Borrower <br />warrants and will defend generally the title to the Prpperty against all claims and demands, subject to any <br />encumbrances of record. <br />THIS SECURITY INSTRUMENT camhincs uniform covenants for national use and non-unifnrm covenants <br />with lirnited variations by jurisdiction to aanstitute a uniform security instrument covering real properCy. <br />Barrow�r and I.ender covenant and agree as follows: <br />UNT�URM CUV�NANT5. <br />1. I'ayment af Principal, �nterest and Late Charge. Borrower shall pay when due the principal of, and <br />interest on, the debt evid�nced by the Not� and late charges due under the Note. <br />2. Manthly Payment af Taxes, Insurance and Other Charges. Borrower shall includc in each monthly <br />payment, together with the principal and int�rest as set forth in the Note and any late charges, a sum fc�r (a) taxes and <br />special assessments levied or to be levied against lhe Property, (b) leasehold payments ar graund rents on the <br />Property, and (c) premiums for insurance required undc;r �aragraph 4. Tn any year in which the L.ender must pay a <br />mortgage insurance premium to the 5ecretary of Housing and Urban Development ("Secretary"), or in any year in <br />whi�h such premium would have been required if I,ender still held the Security Tnstrument, each rnanthly payment <br />shall also include either: (i) a sum for the annual mortgag� insurance premium to be paid by Lender tp 1.he Secretary, <br />��r (ii) a monthly charge instead of a mortgage insurance premium if this Security instrument is held by lhe Secretary, <br />in a reasonable amount to be determined by the Secretary. Except for the monthly charge by th� S�cretary, these <br />items are called "Escrow Ttems" and the sums paid ta I.endcr are called "'Escrow �unds." <br />I,cnder may, at any time, collect and hold amounts for �scrc�w Items in an aggregate amount not ta �xcecd the <br />maximum amount that may be required for Borrower's escraw accaunt under the Real Estate Settlernent Fracedures <br />Act pf 1974, 12 iJ.S.C. Seclic�n 2601 et seq. and implernenting r��ulations, 24 CFTt T'art 3500, as they may be <br />amended from tirn� ta time ("R�SPA"), except that the cushion ar reservc permittcd by RESPA for unanticipa[ed <br />disbursements or disbursements befor� th� Borrower's payments are availabl� in th� accounl may not be based an <br />amounts due for the mortgage insuranc� pr�mium. <br />� 4R�NE) �sapi � Pape 2 of 8 initiais: � <br />