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���0�9��� <br />Mortgage Rider <br />Lender Owner , <br />U.S. Bank National Association ND, GREGORY L OLSON and LAURA K OLSON, <br />a national banking association organiz�d <br />under the laws of the United States <br />4325 17th Avenue SW <br />Fargo, ND 58103 <br />Husband and Wife. <br />Property Address: 4018 REGAL DR, GRAND ISLAND, NE 68803-6407 <br />This Mortgage Rider, dated 11/15/2010 <br />is incorporated into and amends the mortgage, <br />deed of trust, or security deed (the Security <br />Instrument) of the same date. The Security <br />Instrument cavers the Property described above. <br />Seeured Debt. The Secured Debt and Futur� <br />Advances (sometunes referr�d to as Secured Debts) <br />section of the Security Instrument is amended to <br />add the following sentence as the last sentence in <br />the final paragraph: <br />This Securiry Instrument will not secure any <br />other debt if Lender fails, with respect to that <br />other debt, to fulfill any necessary <br />requiremenis or limitations of Sections 19(a), <br />32 or 35 of Regulation Z. <br />� Escraw for Taxes and Insurancc. 1fie Escrow <br />r Taxes and Insurance section is revised to read <br />as follows: <br />❑ �scrow Pvr Taxes and Insurance. <br />As provided in a separate agreement, the <br />Mortgagor or Grantor agrees to pay to <br />Lender funds for taxes and insurance in <br />escrow. <br />Eserow for Taxes and Insuranee. <br />ender will collect escrow payments from <br />Mortgagor or Grantor as part of Mortgagor <br />or Grantor's regularly scheduled payments <br />under the Loan. t,ender will apply <br />Mortgagor ar Grantor's payments in the <br />following order: (1) payment protection or <br />insurance (if applicable), (2) interest, <br />(3) escrow, (4) principal, and (5) other fees. <br />The escrow funds shall be held in an account <br />with Lender or any other federally insured <br />depository institution. <br />Escrow for Taxes and Insurance. <br />ortgagor or Grantor will pay to Lender <br />amounts for (a) yearly taxes and assessments <br />on the Froperty which under the law may <br />be superior to this Security Insirument, <br />(b) yearly leasehold payments or ground <br />rents (if any), (c) yearly premiums for hazard <br />or property insurance, (d) yearly premiums <br />for flood insurance (if any), and (e) yearly <br />premiums for mortgage insurance (if any). <br />Mqn�ge Ridar <br />VMP Bankare SyatemaTM <br />Woltera Kluwer Financisl Sarvicas � 2008 <br />iii��ii �iii �i���i��i�!����lil����i�i ����i i iiiiii iii <br />USS•M7G-R 3/25/2010 <br />Page 1 of 3 <br />