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201009093 <br />(G� "Le�der" is �LLB FARQO H]�i�C, N.]!►. <br />Y.ender is a �T�ONAL A88aCi�iT2�i <br />organized and existing undcr the lavvs of ��� �T�T�S <br />Lender'g addte�sg is P.O. HOX 1].701, NSOfARK, NJ 077.014701 <br />L.ender is the bene�iciary w�der tl�i.s Security Instrument. <br />(D) "Tru.�tee" is 1�LS FARao �'�Crar. NaT�, B�lC <br />c/o sp$c, s�v. , ls0 $O$ 31557� r s=r.r.�a,ras, � 59107 . <br />(E) "Note" means the promissory note signed by Borrower and dated NOV�SR. 3 G a o i o . <br />The Note states CbaC �ar�vwer owes Y,ender oNE S[A�ID�D �ORTY N�N& T'HOIISAI+ID ON�t <br />BC�NDR� BEVSNTY N�iB A�D 00/100 Dollars <br />(U. S. $*' *�* 14 9,17' 9. 0 0 ) plus intcrest. Borrower has promised to pay t11is debt in regular Periodic <br />Payments and to pay the debt in full not later than D$C,R�BSR O1, x040 . <br />(I� "Prope�rty" means the property that is described be]ow under tl�e ueading "1�ansfer of Rights in the <br />1]�....`s.y�.. N <br />�l�)k/�l Lr <br />(G) "Loan" means the debt evidenced by the Note, plus interest, anY A�Payment charges and late charges <br />due under the Note, a�d all sums due under thi.s Security Instrument, plus �aterest. <br />(� "Riders" means all Riders to this Security Inswment that are e�tted by Borrower. The fallawing <br />Riders are to be execut�+d by Borrowcr [check boa as applicable]: <br />0 Adjustable Rate Rider 0 ConKlaminiwn Rider 0 Second Home Rider <br />0 Balloon Rider Planned Unit Developxnent Rider 0 1-4 Family Rider <br />C7 vA Ria� � si� r��t �a� 0 oc�(s) [��vl <br />(n "Applicable Law" m�eans all controlling applicable fe�eral, state and local statutes, regulations, <br />ordinances and ada�inistrative rules and arders (that have the effect of law) as well as all applicable fivaal, <br />non-appealable judicial opinions. <br />(� "Commwn�ty Aa�aciadon Dues, Fees, and A�sments" nneans all dues, fees, � and other <br />charges that are imposed on Horrower or the Property by a condominium assaciation, horneowners <br />as.sociation pr similar organization. <br />(� "Electronic k�urtd� Transf�" means any transfer of funds, other than a transaction originated by <br />check, draft, oc similar paper ins�t, which is initiated thmugh an ele�ronic teriminal, telephoanic <br />instrument, computer pT I2lA$�[1C tBpC SO 88 t0 QTdP.� i�nstruct, or autlwrize a fuiancia! institution to debit <br />or cr�ciit az� account. S�ch tcrm includes, but is not lirpited w, point-of-sals traasfers, automat�d teller <br />macl�ine transactions, transfers initiated by tele.pbone, wire ri'ansfcrs� and automate� clearinghouse <br />transfers. <br />(I.) "E�c�row Items" mean.s those items that are described in 5e�tion 3. <br />(1Vn "MIscellan�ous R�oceeal�c" nneans any compensatinn, settlement. award of damag�s, or proceeds paid <br />bY �Y � P�Y (othez ct�,an insurance proc�ceds paid undesr the coverages described i�n Section 5) for: (i) <br />damage to, or destruction of, the Propexty; (ii) condemnation or other taking of all or any part of the <br />Property; (ui) conveyance in li� of �nnation; or (iv) misrepr�ntations of, or omissions as w, the <br />value and/or co�ndition of the ProperCy. <br />(1� "Mortgage It�uranr.e" meaas insur�ace protecting Lender against the noupaymen�t af, or default on, <br />tk�e Loan. ' <br />NEBRA$KA - Single Family - Fennia Mae/Fr�die Mac UNIFQRM INSTRUMFNT l <br />�-81N�) 108� 11 Pape 2 W � 6 Irnt�: � Fpnm 302$ 1/01 <br />�� <br />