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201009089 <br />(C) "Lendex" iS �RLLS FAR,(�O BANA, N.A. � <br />Lender is a Np+T=oNAt+ ABBOC2AT=ON <br />org8nized and Cxisting W�der the laWS of T� LJN=T8D sT71T8S <br />Lender's address is P . O. SOA 17.7 O 1, N�7lRiC, NJ 0 71014 7 D 1 <br />Lender is the bene�ciary under this Security Instrurnent. <br />(D) "Trustee" is �I+x+B Fl�R,QO F*NANCIAL NATL aNA � <br />C/O SPBC. SBRV., PO BOS 31557, BILLIN(�8, m,T 591q7 . <br />(E) "Nate" means the pmmissory note signed by Borrower and dated Nov�ER 3 0, 2 0]. o . <br />The Note states that Borrower awes I,ender ��1iSD TH�R�BSN THOIISAND g'OIIR �iUNDRBD <br />B�aHTY ON8 l►ND 00/10q Dollars <br />(U.S. $****a13, 481. 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay ft�e debt in full not later than 7DSC81�8R 01, 20�5 , <br />(� "Property" means the property that is describe� below undec the heading "Transfer of Rights in the <br />Property." . <br />(G) "I.oan" nneans the debt evidenced by the Note, plua interest, any prepayment char$es and laze charges <br />due under the Note, and all sums due under this Security Instrument. plus interest. <br />(I� "Riders" meaas all Riders to this Se�urity Instrument that are executed by Borrower. The follpwing <br />Riders are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider ❑ Condorninium Rider 0 Second Home Rider <br />� Balloon Rider ❑ Planne� Unit Development Rider � 1-4 Family Rider <br />0 VA Rider ❑ Biweekly Payment Rirler Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and a�dministrative niles and orders (that have the effect pf law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(.n "Commr�nity Associal3on Dues, Fees, and Assessmeints" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium, asspciation, homeowners <br />association ar similar aarganizatian. <br />(I� "Electronic �nds Trsn$fer" mcans any transfer of funds, other than a transaction originate� by <br />check, draft, or similar paper instnunent. which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. �ch terim includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initisted by telephone, wire traz�sfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "M�sCellaneous Pracceds" means any carnpensation, settlement, award of daznages, or proceeds paid <br />by any third party (other than iasurance proceeds paid under the coverages described in Section S) for: (i) <br />damage to, or de�struction of, the Property; (ii) candernnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu af condemc�ation; or (iv) misrepresentations of, or amissions as to, the <br />value and/or c�oxtdition of the Property. <br />(1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan�. . <br />� <br />� NE (iASKA - Stngle Fsmily - Femi� Maa/Fnddis Mpc UNIFpRM INSTRUMENT <br />-B�NE�ros��i Peoe2ot�e i�tisia: � � Form3028 1/01 <br />