2oioo�oss
<br />&�rm�uvet shall prom�tly discharge any lien which has priority over this Security I�stntment unless
<br />Barrawer: (a) agrees in wciting to the pay�anent of the obligati.o�a secured by the lien in a manner acceptable
<br />to Lender, but only so lnng as Horrowex is performing suah agr�nncnt; (b) contests ttie lien in gooti fa.ith
<br />by, or defends against eafoncea�nt of the lie�n in, legal proce�din�s which in Lender's opinion operate W
<br />prevent the enforc�ement of the li�n whils thc� proce,edings are peradimg, but only until such proc�edings
<br />are concluded; ox (c) secures fmm the hcylder of the lien an agreernent satisfactory to I.ender subordinating
<br />the licz� to this Security Instn�ment. If L�der determines that any part of the Property is subject to a lien
<br />which can attain priarity over this Security Instrument, I,ender may give Borrower a norice identifying the
<br />lien. Within 10 days of the date on which that norice is given, Borrawcr shall satisfy the lien or take one or
<br />more of the actions set farth above in this Sec�ion 4. �
<br />L.end�r raa�ay require Sorrower to pay a one�tiine charge for a real estate tax verificatian and/or
<br />�partin8 serrrice us�d by I.ender in connection with this Loan.
<br />S. Properiy L�suranae. Borrower shall keep the improvements now existing or hereafter erected on
<br />the Property insured against loss by fire, hazards ulc,luded wit.�in the term "extended coverage," and any
<br />othcr hazards inCludin$. but not limited W, earthquakes 8ud floods, for which Lender requires ina��ranrp,
<br />T,hi�s insuranpe st�all be maintained in the amounts (including deductibl� levels) and for the periods that
<br />Lsnder requixes. What Lender requires pursuant to the preceding sentences can c�ange during tbe teamn, of
<br />the T oatl. Tbe iuqsuranc� c�arrier providing the inc��rance �1 be c]xosen by Borrovc+et' subject ta Lend�'s
<br />right to disapprove Borrower's choice, w�ich right shall not be exercised unreasonably. L�n,der znay
<br />require Borrower ta pay, in cc�nne�tion �rrith ihis L.oan, either: (a) a one-tivaaie ctiarge far flood zone
<br />deter�nination, ceRi�ication and tracking services; ar (b) a one�timB charge for flood zone determination
<br />and certification serviccs and subs�uent c.�arges e�ch tirne remappings or sirnilaz c,hanges accur which
<br />reasonably might affect such detecmination or ce�rtim�icatian. Borrower sha11 also be responsible for the
<br />payment of any fees i,mposed by che Federal Exnergency Management Agency in conuection with the
<br />review of any flood zone deter�aninatio�► tesultin.g fro�pnn aia objectian by Horrower.
<br />Tf Horrower fails to ��aintaiu any of the covexages descxibed abave, Y.ender may obtain insurance
<br />coverage, at I.ender's option and Horrower's expense. Lsnder is under no obligetion to purchase any
<br />particalar type or auiount of coverage. Therefore, such coverage ahall cover L�ender, but might or might
<br />not pmte.�t Borrower, Borrower's equity in the Property, or the cont.ents of the Prop�ty, against any �isk,
<br />hazard or liability and might provide gxeater ox lesser coverage than was previously in effect. Borrow�r
<br />aclaiowle�ges that the cast of thc in�sura�ace coverage so abtained mighC signiffcantly exce�d the cost of
<br />insurance that Borrov�ner cauld have obtained. Any aznounts disbursed by L.�nder under this Section S shall
<br />become addi�t�oz�al debt of �ornower secured by this Se�urity Instmm�ent. 'Ifiese amounts shall bear iu�terest
<br />ac the Note rate from the date of disbursement and shall be payable, with svch interest, upon notice from
<br />L�ncier ta Barrowear re9u�sting PaYrnent.
<br />All insurance policies required by L,ender and renewals of such policies sb�l be subject to I.ender's
<br />right to disappmvc such policies, shall include a standard mortgage clause, and al�all name L,ender as
<br />Ynortgagee and/ar as an additional loss payee. I.ender shall have the right to hold the policies and renewal
<br />certificates. Tf L.eader requires, Borrower shall prompdy give to L,ender all rec�ipts of paid premiu�ns and
<br />renewal notices. If Borrower obtains any form of ins�usnce ooverage, not otherwisc required by J.ender,
<br />for dauiage to, or destructian of, the �aperty, such policy s�all include a standaxd mortgage clause and
<br />shall name I.ender as xr�ortgag�e a�/or as an additionalloss payee.
<br />In the event of loss, Borrawer ahall give pro�t notiae to the insurance carrier and I.ender. Lender
<br />may make proof of lass if not made prompdy by Borrower. Unless Lender and Borrovver otherwise agre�
<br />in writing, any ;n�» proceeds, whether oI not tt� underlying insurance Was required by Lender. shall
<br />be applied ta restoration or repair of the Propezty, if the restoration or repair is ecouamically feasible and
<br />I,ender's security is not lessened. During such repair and re.storation peritod, L.ender shall �ave the right to
<br />hold such iu�surance procesecls wntil L.ender has had an opportunity to inspect such Pmperty w ensune the
<br />NEBRASKA - Single Family'- Farods Mai/Fr�ddis Mec UNIFpRM INSTRUMENT
<br />�-81NE)loet t I . , �a e w� 5 irrc+e�.: '.�_ Form 3028 1/01
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