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2010090 9. Protection of I,endcr's Interest in the Pruperty and Rights Under this Sccurity Inatrument. If (a) Borrower fai15 to perfotm the covenants and agreements contained in this Security Instrument, (b) thete is a legal procceding thai might significantly affect Lender's interest in the Prpperty and/or rights under lhia Security Intilrwnenl (such a5 a proceeding in bankruptcy, prohale, for condemnation or forfeilure, Cor enl'orcement of a licn which may attain priority over this Security Instrument or io enforce laws or rcgulations), or (c) $otrower has abandoncd tk�e Properky, then Lender tnay do and pay for whaiever is reasonable or apptopriate to protect Lender's intcrest in the Properiy and rights under lhis Security Instruuient, including pr��tecting and/or assessing the value of the Property, and securing and/or repaiting the Property. Lender's aciions can include, but pre not limited to_ (a) paying any sums secured by a lien which has priority ovcr this Secur Instrumcnt; (h) appearing in court; and (c) paying rcasonablc atiorneys' fees to protect its intetest in the Properiy and/or rights under this Security Instrument, including its secured position in a bankruptcy pr�ceeding. Securing the Property includes, but is noi limited to, entering the Property ta make repairs, chunge locks, replace or hoard up doors and windows, drAin water t'rom pipes, eliminate building ot other code violations or dangerous cc�nditians, and have ntilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation tn do so. It is agreed that Lender incum no liability for not taking any ot all aclions authorired under this Section 9_ Any amounts disbursed by Lender undcr this Section 9 shall become additional debt of Borrower secured by this Sccurity Instnunent. The6e amounts shall beat interest at the Note raie ftom the date of disbursemenl and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If thi5 Secutity Instnunent i� on a leasehold, Bottower shall comply with all the provisions of the lease. If Borrower acquireti fee lttle to lhe ProPerty the leasehold and the fee title shall nol merge unl�s�; Lender agrees ta the merger in writin�. 10. Mortgage In9urance. If Lender required Mortgage Insurance as a condition of rnaking thc Lc�an, Borrc�wer shall pay the premiums required to maintain the Mortgage Insurance in effect. lf, for any reason, the Morigage Insurance covetage required by Lender ceases to be available from the moRgage insurer that previously provided such insurance and Bortower was required to make separately designated payments towatd the prciniums fot Mortgage Inwurance, Borrower shall pay the premiums required to obtain. cuverage suhataniially eyuivalent to lhe Mortgage Intiurance �reviou�;ly in eff�ct, al a cost subtilantially equivalent to thc cost to Bottower of the Mortgage Insursinpe previously in effeci, from an alternate mortgagc insurer selectcd by Lender. If substantially equivalcnt Mortgage Insurancc coveragc is not available, Tiottowet shall continue to pay to Lendet the arnount of the separately designated payrnents that wete due when the insurance coverage ceased to be ip effect. Lend��r will accept, use and rutdin these puyments as a non-t'efundable loss resetve in lieu of MortgagE Insurance_ Such loss reserve shall be non-reFundablc, notwithsianding thc fact that the Loan is uliiinately paid in full, and Lender shall not bc rcquired to pay Borrower any interest or earnings on such lc�ss teserve. Lender can no longer require lo�s reserve payments if Mortgage Insurance coverage (in the amouni and for the p�riod that Lendet requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separatcly designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgagc Insurance as a condiiion of making the Loan and Bozrc�wet was required to make separately desi�mated payments toward the premiums fcrt Mortgage Insurance, Borrower shall pay the prt�niu�ns required to mainldin MorCgagc Intiur.�nce in cffecl, ur lo provide a nnn-refundahle lutiti re�:erve, until Lender'ti requiretnent for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required hy Applicable Law. Nothing in this Section 1� affects Bottower's obligation to pay interest at the rate provided in the Note. Mortgage Insuiance reimburses Lender (or any entity that purchases the Noie) for certain losses it may incur if Borrower does not rcpay the Loan as agrecd. Borrower is not a party to the Mortgagc Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreernents with other parties that share or modify their risk, or reduce losscs. These agreements are on tenns and conditione that are satisfac;tory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require thc mortgage insurer to make payments using any source of fixnds that the mortgage insurer rnay have available (which may include funds obtained frorn Mortgage Insurance premiums). NESRASKA- Single Family - FannleMae/Freddle Mac UNIFORM INSTFtUMENT � R n m ��(NE) �os�� Paee a or is Initials: fi� Form 3028 1Itl7 ��