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�� <br />�� <br />� <br />� <br />m ��� <br />� � <br />� � <br />0 �� <br />C)'1 � <br />� <br />� <br />� <br />�� <br />�� <br />��i <br />� <br />� � <br />� � <br />,fter Recc�rding Return To: <br />HERITAGE SANK <br />1333 N WEBB RO.AD P�o�$c�. S13� <br />GRAND �SI,AND, N�BRP,SKA 68803 (�b'8a� <br />Loan Number: 00-1451 <br />Ne3628.do[.xml <br />DEFINITIONS <br />_� '`� m <br />�� � � � a � <br />:� c � <br />� <br />7C �� � � -i � �7 <br />�7 'a rn <br />c �`"' - , ' � � "'�� c7 � O <br />� � p �'t h--� � <br />� � C77 -ri �„. � U? <br />o �� �C r`T1 2 <br />m F� � � �,'7 � "'� <br />� � r � C.C� <br />� � � � <br />r w+ x ° � <br />� � � n;� �--� <br />� � � � <br />v <br />s s , S o <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(B) "Borrower" is TROY A CALLAHAN AND CARLY A CALLAHAN, HUSBAND AND <br />WIFE AS JOINT TENANTS WTTH RSGHT OF SURV�VORSHIP <br />(A) "Security Instrument" rneans this docurnent, which is dated NOVEMBER 2 3, 2 O 10 , together <br />with all Riders to this docurnent. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERTTAGE BANK <br />Lender is a NEBRASKA SANKING CORPORATION arganized <br />and existing under the laws of NEBRASKA . <br />I,ender's address is 13 3 3 N WEBB ROAD , GRAND I SLAND , NEBRAS KA 6 8 8 0 3 <br />Lender is the benefieiary under this Security Instrurnent. <br />(D) "Trustee" is WEST GATE BANK <br />6003 OLD CHENEY ROAD, LINCOLN, NEBRASKA. 68516 . <br />(E) "Note" means the prnmissory note signed by Borrower and dated NOVEMBER 2 3, 2 0 �. 0 . <br />The Note states that $orrower owes Lender ONE HiJNDRED SEVEN THOUSAND AND <br />00/�.00 Dollazs (U.S. $ 107, 000 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regulaz Periadic Payments and to pay the debt in full not later <br />than DECEMBER 1, 2 04 0 . <br />(� "Property" means the property that is described below under thc heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" rneans all Riders to this 5ecurity Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />[] Adjustable Rate Rider <br />[] Ballpan Rider <br />� 1-4 Farnily Rider <br />� Condominium Rider <br />[] Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />[� Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(,n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed an Borrower or the Property by a condpminium associatian, horneowners association or similar <br />organization. <br />� <br />. L , CG <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMEN7 <br />Fprm 3028 1/O1 Page 9 of 1 1 <br />DocMaglc �,�sp� aoo-s4a-�3sz <br />www. docmagic. com <br />