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.�� <br />.�� <br />�� <br />�r <br />� �` <br />j � <br />�� <br />� �� <br />a ~ <br />rn � <br />� �� <br />�r <br />.�� <br />� <br />�� <br />� <br />� <br />�+w <br />C <br />� O <br />Y N <br />� <br />� _ <br />� �� <br />=A <br />�� <br />A � <br />� <br />� <br />� <br />�._ __ �fter Recording Return To: <br />HERITAGE BANK <br />1333 N WEBB ROAD P ��Bc�� Sl3 � <br />GRAND ISLAND, NEBR.ASKA 68803 �8go�.., <br />Loan Number: 00-1441 <br />DEFINITIONS <br />[Space Above This Line For Recording Data1 <br />DEED OF TRUST <br />� � <br />� � � Q <br />� <br />- �;� C, � � N m <br />.'b 1""1"'� � m � <br />ni �i_ CS � <br />�, _�_` � � v <br />a a � w� <br />-„ c T, � � cn <br />��; � � � n � c"'� � <br />� 3 � <br />� � � C.C� <br />� F..r U7 <br />"� n � m <br />�... .� .� rn � <br />� � <br />� ."t Z <br />O <br />55� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 2p and 21. Certain rules xegarding the usage of words used in this docurnent are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 2 6, 2 010 , together <br />with all Riders to this document. <br />(B) "Borrawer" is CHARLES E FOX AND MARY A FOX, HUSBAND AND WIFE AS <br />JOINT TENANTS WITH RIGHT OF SURVIVORSITYP <br />Barrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBR.ASKA BANKING CORPORATION organized <br />and existing under the lar�vs of NEBRASKA . <br />Lender's address is 13 3 3 N WEBB ROAD , GRAND I SLAND , NEBRAS KA 6 8 8 0 3 <br />Lender is the beneficiary under this Security Instrurnent. <br />(D) "Trustee" is WEST GATE SANK <br />6003 OLD CHENEY ROAD, LINCOLN, NEBRASKA 58516 . <br />(E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 2 6, 2 010 . <br />The Note states that Borrower owes T.ender TWO HiJNDRED THOUSAND AND 0 0/ 1 p 0 <br />Dollazs (U.S. $ 200, 000 . 00 ) <br />plus interest. Borrower has prornised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than DECEMBER 1, 2 02 0 . <br />(F� "Property" means Che property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this 5ecurity Instrument, plus interest. <br />(I� "Riders" means all Riders to this Security Instrurnent that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />[] 1-4 Farnily Rider <br />� Condarninium Rider <br />❑ Planned Unit Development Rider <br />� Biweekly Fayment Rider <br />� Second Home Rider <br />❑ Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and lacal statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(.n "Community Assceiation Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condorninium association, horneowners associatian ar similar <br />organization. <br />`�l� C� C� <br />NEBRASKA--Single Family--Fannie Mae/Freddle Mac UNIFORM INSTRUMENT <br />Fbrm 3028 7/01 Page 1 of 1 1 <br />Nn3Q28.dot.xml <br />C � <br />bocMagic � soo-s4sa3ss <br />www.docmagic.com <br />