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2oioo9o42 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower faila to perform the covenaants and agreements contained in this 5ecurity Instrument, (b) there i5 a legal proceeding that might significantly affect Lender's interest in the Froperty and/ar rights under this Security Tnstrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, fpr enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender' s interest in the Praperty and rights under this Security instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Froperty. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearin� in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Tnstruxnent, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dar�gerpus conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to da yo and is not under any duty or obligation to do so. it is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amoun.ts disbursed by Lender under this Section 9 shall becozne additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Npte rate from the date of disbursement and shall be payable, with such interest, upon notice fram Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Sarrower shall coxnply with all the provisions of the lease. If Borrower acquires fee title to the Praperty, the leasehold and the fee title shall not xnerge unless Lender agrees to the marger in writing. 10. Mortgage Insuranee. If Lender required Mortgage Insurance as a condition of malcing the Loan, Borrower shall pay th� premiums required to maintain tha Mortgage lnsurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the rnortgage insurer that previously pravided such insurance and Borrower was required to make separately designated payments toward the premiurns for Mortgage Insurance, $orrower shall pay the premiums required to obtain coverage substantially equivalent to che Mortgage insurance previously in effect, at a cast substantially �quivalent to the cost to Borrower of the Mortgage Insurance previpusly in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower sha11 continue to pay to Lender the amount of the separately designatad payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. 5uch loss reserve shall be non-refundable, nptwithstanding the fact that the Laan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can na longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes availabla, is obtained, and Lender requires separately designated payments toward the premiuzans for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated. payrnents toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortga�e Insurance in effect, or to provide a non-refundable lpss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such terzz�ination or until termination is required by Applicable Law. Nothing in this Section 10 affacts Borrower's obligation to pay interest at the rate provided in the Note. Martgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agraed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force frorn time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agraements are an terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the martgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). 230981 NEBRA5KA - Single Family - Fannie Mae/Freddie Mac UNIFORM INS7RUMENT � �-6�NE) �osii� PggeB of 15 Initials: �GSJ� Form 3028 1101 �