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<br /> DEED OF TRUST 3 5
<br /> DEFINITIONS
<br /> Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br /> and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br /> (A) "Security Instrument" means this document, which is dated i 9: 2A1O............................. , together
<br /> with all Riders to this document.
<br /> (B) "Borrower" is .GARRY.4•.Tk14M?$0N SO.ANR R4$IE THO.NIPSQN, Nus0AN4!?N.R !NIFB
<br /> . .
<br /> Borrower is the trustor under this Security Instrument.
<br /> (C) "Lender" is BANK OF PONINK .
<br /> Lender is a MRFORATION
<br /> organized and existing under
<br /> the laws of .THE 6TAT.E AF NWRAW Lender's address is . P. p.I3AU?P, AON.IPHAR.K. 68832.0270 .
<br /> .
<br /> Lender is the beneficiary under this Security Instrument.
<br /> (D) "Trustee" is RANK AF DONIPHAN P 0130X.270• DONIPHAN,•NE 68832.0270 • • • • • • • • • • •
<br /> (E) "Note" means the promissory note signed by Borrower and dated A-R-2.414 The
<br /> Note states that Borrower owes Lender TJiIRTY.EIGNT.THOMAN.OAND. R01100
<br /> Dollars (U. S. $ 38,000;00• . • • • , . • plus interest. Borrower has promised to
<br /> pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................1.1:18.2x13.....................
<br />
<br />
<br /> (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br /> (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br /> and all sums due under this Security Instrument, plus interest.
<br /> (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br /> executed by Borrower [check box as applicable]:
<br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br /> ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) specify]
<br /> ❑ 14 Family Rider ❑ Biweekly Payment Rider
<br /> (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br /> administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br /> Q) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br /> imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br /> paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br /> order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br /> paint-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br /> clearinghouse transfers.
<br /> (L) "Escrow Items" means those items that are described in Section 3.
<br /> (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br /> (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br /> Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br /> misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br /> (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br /> (O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br /> amounts under Section 3 of this Security Instrument,
<br /> (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br /> Regulation X (24 C.F,R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br /> regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br /> restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br /> related mortgage loan" under RESPA.
<br /> (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br /> assumed Borrower's obligations under the Note and/or this Security Instrument.
<br /> Form 3028 1/01
<br /> NEBRASKA-Single , St. Cloudy - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br /> Form Systems, I 1111111111111111111111111111111111
<br /> Bankers
<br /> ref: 1 /2001 (page I of 7 pages) J 8 2 A 0
<br />
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