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201U�8�� (0) "Feriodic Payment" means the regularly scheduled amount due for (i) principal and interest under the N�te, plus (ii) any amounts under Scction 3 of this Security Instrument. (P) "RE$PA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 26�1 et seq.) and its implementing regulation, Regulation X(24 C.F,R, Part 3500), as ihey might be amended from tirne to time, or any additional ar successor legislation or regulation that g�verns the same subject matter. As used in this Security Instrument, "RESPA" refers to all requiremencs aa�.d restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modificatians of the Note; and (ii) the performance of Borrower's covenants and agreernents under this Security Instrument and the Note. Por this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Wall . (Type of Recording 7nrisdiction] [Name af Recording Jurisdiction] Lot Four (4), Indianhead Second Subdivision, in the City of Grand Island, Hall County, Nebraska Parcel ID Number: 400386291 4171 Indianhead Rd Grand Island ("Property Address"): which currently has the address of [3treet] ��icy�, Nebraska 68803 [Zip Code] '1'OGETHER WTTH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and �xtures now ar hereafter a part of the property. All replacements and additions shall also be cavered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property. " BORROWER COVENANTS that Barrower is lawfully s�ised of the estate hereby conveyed and has the right to grant and convey the Property and that the Praperty is unencumbered, except for encumbrances of record. Borrawer wanants and will defend generally the tide to the Properiy against all claims and dernands, subject to any encumbrances af recard. NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-�INE) (0811) Pape 3 of 15 Initials• , c� i � i� Form 3028 7/07 1� iP � F