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o , • <br />2 oioos�s7 <br />Stata of Nehraska <br />Spaca Adova This Line For Recording Data <br />DISCLAIMER OF RIGMT TO DESIGNATE HOMESTEAD <br />Each of the undersigned states as follows: <br />Non-Homestead <br />CJ� I intend ta grant a security interest in real property legally described on the attached martgage or deed af <br />trust. No part of my homestead is presently situated on said real estate, nor will any of my homestead be <br />situated on said praperty in the future. However, if I establish a hamestead on any part of said real estate <br />during the time the mortgage or deed of trust remains unsatisfied and is a lien upon the real estate, I will have <br />no right to make a designation of homestead in the event of a foreclosure or trustes's sale upon such mortgage <br />or deed af trust. <br />Hamestead <br />❑ I intend ta grant a security interest in real property legally described on the attached mortgage or deed of <br />trust. My homestead is located on said real estate, and I understand I have the right to make a designation of <br />homestead in the mortgage or deed of trust. If I waive or disclaim the right to designate my homestead I am <br />waiving rights, that I would oth�rwise have, to retain my homestead in the event of default upon such <br />mortgage or deed of trust. I herelay waive and disclaim the right to designate my hamestead. <br />I have read the paragraph checked abave, and I understand the cantents of that paragraph. <br />7his disclaimer was signed before execution of the mortgage or deed of trust. <br />l <br />Dated: l���l►• �t1 <br />� <br />Robert M. Panowicz <br />Dated <br />State of Nebras a <br />f D.L <br />Mortgagor/Trustor <br />co��tv � .�. � .. <br />The foregoing instrument was acknowledged before me this �_ day of �� � , <br />by Robert M. Panowicz Unmarried Person <br />GENER 1�11�1' • 5tate of Nebraska <br />ELIZAB�TH A QARDUNO <br />My Comm. Exp. March 2, 2013 <br />My commission expires: — o`� � <br />Notary Public <br />,Fj(�p � 1987 Bankers Systems, Inc., 5t. Cloud, MN Form OR�H-LAZ-NE 3!$12QQ1 Ipage 1 Of 1/ <br />