201008944
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<br />in the entity (known as the "Laan Servicer") that cull�cts Aeriodic Payments due under the Note and this Security Insqvment
<br />and perForms other tnqrtgagc loan servicin$ obligations under the Nate, this Security Cnstrument, and Applicable Law. There
<br />alsa might be one or more changes of the Loan $ervicer unrelated co a sale pf the Note. If thcrc is a change af the Loan
<br />Scrvicer, Barrower will be given written notice af the chang� which will state the name and address af the new L,oan Servicer,
<br />the address to which payments shnuld be made and any other information RESPA requires in connection with a natice of
<br />transfer af servicing. If ihe Nute is sotd and thereafter the Loa�ti is serviced by a Loan Servicer vther than the purchaser of tha
<br />Note, thc mortgage laan servicing obligations to Borrower wil! remai►� with the Loan Servicer nr bc transferred to a successar
<br />Loan Servicer and are not assumed hy tha Noto puxchaser unless othcrwise provided by the Note purchaser.
<br />Neid�er Borrower nor Let�der ►nay commence, jain, or be joined to any judicia! actian �as either an indsvidual litigant
<br />or the metnber of a class) that arises frvrn tha other party's actions pursuant to this Security Inslrament or that alle�es that the
<br />other party has breached any provisian of, or any duty owed by reason of, this 5ecurity lnstrum�nt, until such Barrovuer ar
<br />Lcndcr has notified tha ather party (with suah notice given in compliance with the requirements oFSection 15) ofsach alieged
<br />breaah and afforded the other party hereto a reasonabE� periad aftcr thc giving of such notice to takc corrective action. If
<br />Applicable I,aw provides a time period which must elapse h�fore certain sctinn can be taken, that tirr,c per�od wiil be deemed
<br />ta be reasonab[e far purposes of this paragraph. The notice af accelcration and apportunity ta curc givcn ta Borrower pursusnt
<br />to Section 22 and the natice of acceleration given t� �3o�rower pursuant to Sectian 18 sha[t hc deemed to satisfy the notice a��d
<br />opportunity to tske cvi�recti�e action provisions of this Sectian 20.
<br />Z 1. HszArdou� Substances. As used in this Sectioi� 21: (a) "Hazarduus Substanoes" are those substances defined as
<br />toxic or hazardaus substances, pollutants, ar wastes hy Envirpnmental Law anc! the followin� substanoes: gasoline, kerosen�,
<br />other flammabia or Wxic petroleum produets, taxic pesticides and herbicides, voiatilc solvents, r�aaterials c�ntaining asbestos or
<br />Formaldehyde, and radioactive materials; (b) "Environmental Law" means fedcn•al laws and laws of the }urisdiction where the
<br />Property is lacated that relate to healih, safety or enviranmanta! prat�ctian; (c) "Environrnental Clea��up" includes any respons�
<br />action, remedral actinn, or remvvat action, as defined in Environmental Law; and (d} an "Environmental Cnndition" roeans a
<br />candition that can cause, contribute to, or otherwise trigger an Environrnenta! Cleanup.
<br />Bnrrower shall not cause pr permit the presence, use, disposal, storage, or rnlease of any Hazardous Substances, or
<br />threaten to ralcase any Hazard�us Substances, nn or in thc Araperty. Horrower shall not dv, nar allow anyone else kv do,
<br />anything affecting the Pra�rerty (�) that is in violation af �ny �nvironmentat Law, (b) wh':ch creaces an L�nviranmental
<br />Conditian, or (c) which, due to the presence, use, or coleaso nf a�Iaxardous 5ubstance, creates a canditian that adversely
<br />affacts the valu� of the Arnperty. The preccdi»g two sente�ices shall nnt apply to the presence, usc, or starnge on the Aroperty nf
<br />stnall quantiCies of Hazardows Substances that are �cneraily recagnized ta be appropriate co normal residenCial uses And to
<br />mai�itenance of the Property (inc{uding, but not limited to, hazardous substances in consumer praducts).
<br />Borrower shal! prompcly give L�ndcr writtei� notice of (a) any investigation, clairrt, demand, lawsuit or ather acCion by
<br />any �overnmentat ar regulawry agency or private p�rty invalving the Property and any Haxardous Substarace or Environrncntal
<br />Law of which Borrowcr has actual knawledge, (6) any Enviranmental Condition, incEuding but nnt limited to, any spilling,
<br />leaking, disCharge, release or threat of relcase af any Hazardous Substance, and (c) any condition caused by the presence, use
<br />or release af a Hazardous Substance which adversely affects the value af the Property. If Borrower learns, ar is notified by any
<br />governmentat or regulatory authdrity, or ar�y private party, that any removal or othcr remedtation of any Hazardous Substsnce
<br />affecting th� Proper#y is necessary, Borrvwer shai[ pron�ptly take a(I necessary remcdial actions in accardancc witl�
<br />Enviraninental Law. Nothing harein shall create any obligation on Lender fpr an Environmental Cleanup.
<br />NON-llNT�ORM CQVEIVANTS. Bareawcr and L.ender further covenant and agr�e as fnllpwa:
<br />22. A�celeration; Retnedles. Lender shall $ive notice to Borrower prtor to accel�ration following Bnrrowe�•'s
<br />bre�eli of any covenant or agreexnent in this Security Instrument (but eot priar to a�aeleratio�i under 5ection 18 trnless
<br />Ap�liaable L�w prov�de� otherwise}. The notice aha21 �peelfy; (a) the defautt; (i�) the act�an required to cure the det'ault;
<br />(c) a date, not lesa than 30 days from the date the notice is �;fven to Bqrrower, by which the default must be cured; and
<br />(d) that failure to cure the detaalt an or before the date apecified 1n the notice may result in acCeleration af the surns
<br />secured by tlits Se¢urity Instrument and Aate of the Property.'�'he notfee shall tlrrther inform Borrowew of the right ta
<br />reinstate after acceleratlon and the rfght to bring a court a¢tion tv aseert the non- exlsteoce ot a default or any other
<br />de1'ense of Borrowsr ta accelaration and sale I[ the defavlt is not cured on or before the date specifled in the noticc,
<br />Lender at [ta optlon may require immediate payment ln full of all suros aecured by this Security I�strument without
<br />furtlter demand and may invoke the pawer of sale and any other remedies permitted by Applieable Law, Lender shall
<br />IVEDRASKA�-Single Famiiy—l�annie Mae/Freddia M�c UiViT�ORIK IIVSTRUMBNT
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