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All teplacementa aad additions shfill afso be oovereA 6y this Sesurity ��-,�` <br /> -..° Instrtuae�t.�All of the for..goisg is rtferred to in this Sewrity Instn�ent as tfle"FroP�Y." � <br /> �,: '.`` BQ22R�W�R COVENAN�ti�at Bairower is lawfuily seised of the estate hereby conveyed and I�as the right w great a.nd ---- <br /> � eonvey the Prope�ty snd tF�t the Fr�aperty is aaencumbase�,exsqt for encumbranoes of record. Borraw.°r warcants and wiU <br /> F �Y �` <br /> Y <br /> . defend�enemUy the at2e w�t►e Property a�aiast aSl claims sad dem2nds.subject to aay encumbrances of recard. -- <br /> : ',�„ "f WS SE�CtJRTf Y INSTEiUM�NT cambines aniform wveaants for aariona!use and non-uniform covenants with timited � ,� <br /> variations by jurisdiction ta constit�Ye a unaform sera�rity cnstn�ment cavering ixal property. ___ <br /> ri <br /> �' UNIFOFiM COVENANfS.Bortower anol Lender covenant and�ee ss follows: :� <br /> ,.. 1. Paym�t of Princ�pal naa9 Iater�st: �'re�ymeui aad t.a4e Cl^�argc.w. Bosrower sh�lt proinptlY PaY whea nue the =__.... <br /> es � <br /> �_:. <br /> prinaip�!of nn4 interest an tUe debt evideused by the Nate and any Prepayment a�ia�e c�arses dus under the Note. <br /> Z.Funds fos Taxes and�n�nc�. 5ubject to applicable law or to a written waiver by Lender.Baarower shall p$y to <br /> Lend�x on t4e dsy mo�thlY paymgnts are due under the Note.until the Nute is paid in fuli.a sum("Funds°)for:{a)yeazly� <br /> �__ �!�essmEnts wh�ch may aitafln priority over this Security Instr�ment as a liea on tlie Pr+ops�ey+;(b)year1Y leasehnld pnymenis <br /> or grot�r�nis an•tho Prapetty,if a�ay;(e)Year1Y ha�ar�S or pra�eaty i:�suran�e premiums;(d}yeazly tlaod in��rs�nce premiumS, <br /> � 'sf a�►;(eD Y�Y m�ngage iaarraace pc�emiums, if any:ansl(f�any sums payable by Borrotver w Lender.in aa�rdanoe with �T <br /> the provisians of paiagra�h 8.in lieu of the payment of mostgage ins�rance premiums.'Fhes�items are called "Escrow Items.' �:: <br /> � I�ez�ay, at any time, �IIe�i and hoid Fands in an a�ooni nat w exceed the�tiun amac�nt a lender far a fedcralIy <br /> ' relaiesI unortg�e laan may requite for Bozrav+er's escrauF acsount under the federal Ite�!�..�ai.�eadement Praad¢�s Acs of __ <br /> gn <br /> i97�3s ctmended from time ta ti�.A2 PJ.�.C..��n 3�-�3�st seq. ("RESPA"),unless�.att�er L�r��,��t��t�'it:"Eands �y <br /> , . �r�fr�a�w�If so, t�.sar�u, Ei�'ti�.cel.7��aad�o2d:Pt�ds in an a�s�.a�t 1r c.,t�rii:t��T�az`��. � � <br /> : :• �` � i.tad�r��m�P�:�e az�waz�r_�:��:�e�mw��l�°�r..�i=c��ctzq�:rt�reasonaF'e s�������{�r��c�fLtu�e... <br /> G�t�4:�'�as c�'����-�is�ia ac�i'iiPs����i�°�.."E�'r • . . _... . . . � .._ <br /> �.'l.l;�F�.�:.�,:s`fia:��Z fxetd 9�:.�x s`nstitutiuss wt:�se�� �.z rWs.:.Ya.��y a f�t�L�.�eucy. � t,*+entta��•r,�en�ity ���' <br /> � -_ <br /> � (inet�ix��o'(.`��is�•�,�institut�a�)oa i��y�,F�ederal Ha;;r��ee3n Ba4:.�,:il.�.�r slnall apgly the F►.�'s is�,�gr e'�°, _ <br /> ..� .5. Esrrriw Ite�s.Le�Ye�may�a2���BormR�r f�r ke[�g�d appJying the Funds,x��--�i�y analyzing the e�cmc:��uut,ar . . -- <br /> `�;F;;.';=-,`:: . ����the Pssraw Iteins,anie��des pays IIoma:.��t,�est on the Funds and agg4�le law permits I.�ndar to make such ' GL�:, <br /> ';.�j?r��":' :� . �.r�iu�e.Hawever.L.en+dea may�ui�Botrower to p�y a�e-time chargt for an ind�nt real estate taa reporting serviae . -- <br />�,:'''�,•�s:• usedc by I.ender in connECtion wiih this loan, unless a��licable law provides atlietrr"s�. Uniess an agreement is made or <br /> apPliGable luw r�qaires Interest to he paid.Lender shall noi 6e�quired to pay Borrov�er any inta�.st or eamings on the Fut�ds. � <br /> gqmnwe4 ar�[�enQer may agres in writing,hoe�ever.that interest shall be paid on the Funds.l.ender shall give w 1Sarrower. . <br /> without ctiarge. an annu.�!accounting of the Funds.showing crt�it�sind debits to the Fetnds and the porpose for wiush each <br /> '''�� dehit to thc�unds was m�de.The Funds:ue 2�d Ed av addItional sccuri for stll 6ums scxured b this Securl Instnrment. <br /> P S =Y y ry �; <br /> -__ _ :f s"w�ssra3:,kel��,�r.d:r exc�d ths sunounts CaRnittc�to he f�c1A by npnitcahtc law:ixnder shall account to Borrower <br /> �. , for ahc exces�Fun�s in ac�oc�ance wtth afite requirements of applicable law.If tl�e arrwunt uf the Fun�s tic!d by Lender ot r�ny . :�` <br /> : ' time is not sttfficttnt to pay�the Fscrow Items when duc.l.ender may so notiFy Boaowez in w�ting.attd.in sush casc f3orca�ver <br /> ' � ahall p,zy to Lender the uucount ncassary to matce up the deficfcncy. Bocrower shali.maSce up tt�deftcfcucy in rto mose�han �, <br /> � . tweive monthly payments.at Lender's soie disqretion. � ; ��- <br /> . .�T-- Upan payrnent In fuil of�1!'sun�s s�cured by�this Securicy Insnument. Lender shall prompd; �i�r.� �Bo*rower a.ny �- <br /> ,,�: Funds heid by Lender.if under panvg�aph 21.L�ender shall acqWrc ur seU�the Praperty.Lender.priar to Ihe 3cquisition or saie <br /> " '� af the Fropeity.shall apply an}r Fuads hetd 6y Ixader at the timc of ac+�uisition or safe as a cr�dit ag�inar the sums se�ured by � <br /> � this Securiry In�,irumeat. • <br /> ;�.�`•. <br /> ° 3.�pplkatioa oi P�yments.Unless ap�a�b1�law pmvides other.vlEe,all psryments m.ceived hy Lendcr under parag�r.zphs <br /> 1 and 2 sUall 6e applial:�iist,to anY Pr�j-azent cbarges due uvder the Note:sa;ond.to atnounts p�yable undcr pa�agraph 2: • . � <br /> . � third.ta httefest dne:f�rth,ro prfncipa2,due;and last,to arry late c8arges due undes the Note. —°� <br /> 4.CBar�s�:l�beas.Farrower shall pay all taxes.assessmeuts.chnrBes� fines and imgositians atuibutaDio to tho Pr�op�ty . . <br /> � . ;.,' �wlusb inay attai�.�t:iz�ri4y over tlns 5ecur�ry Lastmment. and leaseho'.d paymerrts ar ground rents.if any. Boaawer shall pay . <br /> � . � . th��bligatioris�c'e c�a.?n.�Rravided in para,�aph 2.or if not paid in that u��r.Bomower shall pay them an time directly <br /> , . . G�t���erson owed paymec[r.I�ri�ower shatl promptty fumish W Leis¢er a!i�yotioes af ra�r,�vr�ts to be paid un8er this paa�agraph. . <br /> . � If Bnaowcr m3lces fftese�sv��irectIy.Borrower shall promptiy fumish to I.en�er�tK�1::�is evide,BCing[he payR�e3118. �. �;,,:� <br /> : IIorrBwcr sttdll�eumgal��Bixharge arry Uen svhich h�s p�iority over this Security F,�-�ment unt.�s Borrower:(a)a�ees in <br /> .. -;.'.r writ'smg to the pay:�;ant of ttTe cbligation secured 6y the lien in a manaes accepiabis co i.��er;(b)�ontests in gcx�d faith the 3ien . �� <br /> 6y. or defends against e�afa�.�t of the lien in, legal proozedings which in ch¢IIr�3er's opinion operF.te tn prevent the --- <br /> enforcement of the licn;or(cD%���m�holder of the 1}en un ag�ement satisf��y►to Lender subordinEiins Ute li@n to <br /> this 5ecuriry Insdument. If Lender detcrmines that any pfut of the Pmpeity is subjcct to n lien whlch m�r attnin pesorityi ovet <br /> „ . this Security Insuument.Lender may give Borrower a ttotice identIfying the iien.Borrower shaU sarisfy the lien or t�zke one or — <br /> , c►wre of the aczians set forth above within 10 days of tUe giving of natiaz. � <br /> .. � , . .. Fam 3028 9180 = <br />' :. ' . Fa�o2ofs <br />.. : _�Ar .. . �f i. <br /> . . _ . , }' 7. . _ . I 1 .^�^�� <br /> ' .. , • . . . . . . ' ' .• . . ` �`f�� _ _ . +� . 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