201008933
<br />shall aremain fully effective as if no acceleration had occurred. However, this right to reinstate shall not
<br />apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in
<br />the Note (together with this Security Instrument) can be sold one ar more times without prior notice to
<br />Borrawer. A sale might result in a change in the entity (known as the "Loan Servicer") that collects
<br />Periodic Payments due under the Nate and this Security Instrument and performs other mortgage loan
<br />servicing obligations under the Note, this Security Tnstrument, and Applicable Law. There also might be
<br />ane ar more changes of the Loan Servicer unrelated ta a sale of the Note. If there is a change of the Loan
<br />Servicer, Borrower will be given written notice of the change which will state the name and address of the
<br />new Loan Se�rvicer, tlie address to which payments should be made and az�y other information RESPA
<br />reyuires in connection with a notice af transfer of servicing. If the Note is sold and thereafter the I.aan is
<br />serviced by a I.oan Servicer other than the purchaser of the Note, the mortgage loan se�rvicing obligation.s
<br />to Borrower will rernain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the NoCe purchaser.
<br />Neither Borrower nor L,Qnder may comrnence, join, ar be joined to any judicial action (as either an
<br />individual litigant or the member of a class) that arises frorn the other party's actians pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such
<br />notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasanable period after the giving af such notice to take corrective action. If
<br />Applicable Law provides a time period which must elapse before certain action can lae taken, that time
<br />period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and
<br />opportunity to cure given to Barrower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take carrective
<br />action provisions af this Section 20.
<br />21. Hazardous Subst�nces. As used in this Section 21: (a) "Hazardous Substances" are those
<br />substances defined as toxic or hazardous substances, pollutants, ar wastes by �nvironmental T.aw and the
<br />follo�cving substances: gasoline, kerasene, other flarnrnable or toxic petroleum products, toxic pesticides
<br />and herbicides, volatile solvents, materials containing asbestos or foa�maldehyde, and radioactive materials;
<br />(b) "�nvironmental Law" rneans federal laws and laws of the jurisdiction where Che Praperty is located that
<br />relate to health, safety or environmental protection; (c) "Environznental Cleanup" includes any response
<br />action, remedial action, or removal action, as de�ned in Environmental Law; and (d) an"Environmental
<br />Condition" rneans a condition that can cause, contribute to, or otherwise trigger an Environmental
<br />Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />nor allow anyone else ta do, anything affecting the Property (a) that is in violation af any Environmental
<br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a
<br />Hazardous Substance, creates a condition tk�at adversely affects the value of the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
<br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to
<br />maintenance of the Property (including, but not limited to, hazardous substances in consurner products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, clairn, demand, lawsuit
<br />ar other action by any governmental or regulatory agency or private party involving the P�roperty and any
<br />Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
<br />Environrnental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of
<br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardaus Substance which adversely affects the value of the Froperty. If Borrower learns, or is notified
<br />NEBRASKA - 5ingle Family - Fannie Maa/Freddie Mac UNIFORM INSTRUIVIENT
<br />�-BINE) �OB111 Pape 12 Of 16 in�s�sis: kT,� Form 3028 7/09
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