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2oioos93� THIS SECURITY INSTRUMENT combines unifarm cavenants for national use and non-uniform covenanCs with limited variations by jurisdiction to constitute a wtiform security insttvtnent covering real property. UNIFORM COVENANTS. Borrower and Lender covezzant and agree as follows: 1. Payment of Principal, Tnterest, Escraw Itexns, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal nf, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instnunent shall be made in U.S. currency. However, if any check ar other instrument received by I.ender as payment under the Note or this Security Instrument is returned to l.ender unpaid, I.,ender may require that any or all subsequent payments due under the Note and this Security Instrument be znade in one or rnore af the following forms, as selected by Lendec: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice prov�sions in Section 15. Lender may return any payment or partial payment if the paytx�ent ar partial paynnents are insuf�cient ta bring the I,oan curr�nt. Lender rnay accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payrnents in the future, but Lender is not obligated ta apply such paynnents at the time such paynnents are accepted. If each Periodic Payment is appIied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payments to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shrall either apply such funds or return them to Barrower. if not applied earlier, such funds will be applied to the outstanding prencipal balance under the Note innmediately prior to foreclasure. No offset or claim which Barrower rnight have now or in the future against I.ender shall relieve Borrower from making payments due under the Note and th.is Security Instrurxient or perfornung the covenants and agreements secured by this Security Instrument. 2. Applicatidn of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and apptied by I,ender shall be applied in the following order of priority: (a) interest due under the Note; (b) principaZ due tu�der the Note; (c) amounts due under Section 3. Such payments shall be appIied tv each Periodic Payment 'tn Che order in which it became due. Any rernaining amounts shall be applied first to late charges, secotad to any other amounts due under this Security Instrument, and then to reduce the principal ba�ance of the Note. If L.ender receives a payment from Borrower for a delinquent Feriodic Payment which includes a sufficient am�ount to pay any late charge due, the payment may be applied to the delinyuent paynnent and the late charge. If nnore than one Periadic Payrnent is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payrnents if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payrnent is applied to the full payment of one or more Periodic Payments, such excess nnay be applied to any late charges due. Voluntary prepayments shall be applied ffrst to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the atnount, of the Periodic Payments. 3. Funds for Escrow Itenns. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instzvment as a lien or encumbrance on the Praperty; (b) leasehold payments or ground ren.ts on the Property, if any; (c) prerniurns for any and all insurance required by I..ender under Section 5; and (d) Mortgage Insurance NEeRASKA - Single Family - Fannie Mae/Fraddie Mac UNIFORM INSTRUMENT �-B(NE) (0811) Page 4 Of 15 mitia�s: Form 3028 1/01 � 1� y �� ' �R �y, .4. , . a