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, <br />��� � 2oiooss2� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />-Bvrrvwer <br />(Seal) <br />-eo��owe� <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space 8elowThis Line ForAcknowledgment] <br />STATE OF NEBRASKA, Hall <br />County ss: <br />On this 19 th day of November 19. 2010 , before me, the undarsigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Brian J. Zabka and Vicky J. zabka, f/k/a Vicky J. Glause, Husband and Wife <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: �, 2,5 <br />c�u� Norr�r - s�� a� �earaska <br />� DEVRA MCELROY <br />My Comm. ExP• Au9• 25, 2013 <br />�@Vf8 MCE�fO�/ -Notary Public <br />NEBRASKA- 5ingle Family - FannieMae/FreddieMac UNIFQRM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3028 4/02 Page13 of13 <br />