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<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances,
<br />or threaten to release any Hazardous Substar►ces, on or in the Property. Borrower shall not do, nor allow anyone else
<br />to do, anything affecting the Property (a) that is in violation of any Environmental T...aw, (b) which creates an
<br />Eanvironmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a
<br />condition that adversely affects the value of the Froperty. The preceding two sentences shall not apply to the
<br />presence, use, or storage on the Prope�ty of small quantities of Hazardous Substances that are generally recognized
<br />to be appropriate to normal residential uses and to maintenance af the Property (including, but nat liznited to,
<br />hazardous substances in consumer producCs).
<br />Borrower shall promptly give I.ender written notice of (a) any investigation, claim, demand, lawsuit or other
<br />action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance
<br />or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Conditian, including but not
<br />limited to, any spilling, leaking, discharge, release or threat of release of any Hazardaus Substance, and (c) any
<br />condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the
<br />Property. If Borrower learns, or is notified by any governmental ar regulatory authority, or any private party, that
<br />any rernoval or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall
<br />prornptly take all necessary re�x�edial actions in accordance with Environmental Law. Nothing herein shall create any
<br />obligation on Lender for an Environmental Cleanup.
<br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
<br />Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under
<br />Section 1$ unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action
<br />required to cure the default; (c) a date, not less than 30 days from the date the notice is given tn Borrower, by
<br />which the default must be cured; and (d) that failure to cure the default on or before the date specified in the
<br />notice may result in acceleration of the sums secured by this Security �nstrument and sale of the Property. The
<br />notice shall further inform Borrower of the right tu reinstate after acceleration and the right ta bring a court
<br />actian to assert the non-existence of a default or any other defense of Borrower to acceleration and sale. �f the
<br />default is not cured on or before the date speciFied in the notice, Lender at its option may require immediate
<br />payment in full of all sums secured by this Security Instrument without further demand and may invoke the
<br />power of sale and any other �re�tnedies permItted by Applicable Law. Lender shall be entitled to collect all
<br />expenses incurred in pursuing the remedies provided in this Section 22, including, but not llmited to, reasonable
<br />attorneys' fees and costs of title evidence.
<br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part
<br />of the Property is located and shall mail copies ot' such notice 3n the manner prescribed by Applicable Law to
<br />Borrower and to the other persons prescribed by Applicable Law. After the time required by Applacable I,aw,
<br />Trustee shall give public notice of sal� to the persons and in the manner prescribed by Applicable Law. Trustee,
<br />without demand on Borrower, shall sell the Property at pnblic auction to the highest bidder at the time and
<br />place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee
<br />determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time
<br />and place of any previously scheduled sale. Lender or its designee may parchase the Froperty at any sale.
<br />Upon receipt of payment of the price bid, Trustee shall deliver to the purcha'ser Trustee's deed conveying
<br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements
<br />made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses
<br />of exercising the power of sale, and the sale, including the payment nf the Trustee's fees actually incurred and
<br />reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument;
<br />and (c) any excess to the person or persons legally entitled to it.
<br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, T.ender sha11 request Trustee
<br />to reconvey the Property and shall surrender this Security Instrument and a11 notes evidencing debt secured by this
<br />5ecurity Instturnent to Trustee. 'I'rustee shall reconv�y the Property withaut warranty to the person or persons legally
<br />entitled to it. 5uch person or persons shall pay any recordation costs. Lender may charge such persan or persans a
<br />fee for reconveying the Property, but only if the �ee is paid to a third party (such as the Trustee) for services rendered
<br />and the charging of the fee is percnitted under Applicable Law.
<br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor
<br />trustee to any Trustee appointed hereunder by an instrurnent recorded in the county in which this Security Instrument
<br />is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, pawer and duties
<br />conferred upon Trustee herein and by Applicable Law.
<br />25. Request for Notices. Borrower requests that capies of the notice of default and sale be sent to Borrower's
<br />address which is the Property Address.
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<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS DOCM3glC � 800•649-1362
<br />Form 3028 1/01 Page 9 of 11 www.docrosgic.cam
<br />Ne3Q28.mzd.unl
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