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2oioos9is 9. Protection of Lender's Interesk in th� Property and Rights Undcr this Security Instrument. Tf (a) Borrower fails to perfarrn the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that rnight significantly affect T.ender's interest in the Property and/ar rights under this Security Instrument (such as a procee:ding in bankruptcy, probate, for condemnation or forfeiture, for enfarccment of a lien which may attain priority over this Security Tnstrum�nt or to enforce laws or r�gulations), ar (c) Bonower has abandaned the Property, then T.ender may da and pay for whatever is reasonable ar appropriate to protect I,endcr's int�rest in the Property and righls und�r this Security Instrument, including protecting and/or assessing the value of the �'roperty, and sccuring and/or repairing the Property. TJender's actions can include, but are nat limil�d to: (a) paying any sums sccur�d by a li�n which has priority nvex t�is Security Instrument; (b) appearing in court; and (c) paying reasanable attarneys' fees to protect its interesC in the Property and/or rights under this Security Instrument, including ils sccured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering th� Property to make repairs, chang� lacks, replace or board up doors and windows, drain water from pipes, eliminate building or other codc violatians ar dangerous conditions, and have utilities turned on or off. Although Lender may take actian under this Section 9, Lender does not hav� tU da sa and is not under any duty or obligation to do so. Tt is agreed that Lender incurs na liability for not taking any or all actions autharized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additianal debt of Borrower secured by this Security Instrument. These amaunts shall bear interest at the Note rate frc�m the datc aF disburscrosnt and shall be payable, wilh such intcrest, upon natice from Lender to Borrowcr requesting payment. If this Security Instrurnent is on a leasehold, Borrower shall camply with all the provisions of the lease. If Borrower acyuires fee title to the Property, the leasehold and ihe Fee title shall not merge uriless Lender agrees ta the merger in writing. 10. Martgage Insurance. Tf I.endcr ruyuired Mortgage Insurance as a condition �f making th� I,oan, Borrower shall pay the prGmiums required to maintain the Mortgage Insuranc:� in effect. If, for any reason, the Mortgage Tnsurancr: caverage required by Lender ceases to be available frorn the mortgage insurer that previously provided such insurance and Borrc�w�r was required to make separately designaf�d paym�nts taward the premiunis for Martgage Insurance, Borrower shall pay the prcmiums required ta obtain coveragc substantially equivalent to the Mortgage Insurancc pr�viausly in effect, at a cost substantially equivalent ta the cost to Borrower of the MarCgag� Insurance previously in effect, from an alternate martgage insurer selected by Lender. If substantially equivalent Mortgage Tnsurance coverage is no[ available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss rtservc: in lieu af Martgage Insurance. Such loss reserve shall be nan-r�fundable, notwithstanding the fact that the I,Uan is ultimat�ly paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. T.end�r can na langer require loss reserve payments if Martgage Insurance covera$e (in the amount and for the p�riad that J.,�nder requires) pravided by an insurer selected by L,�nd�r again becomes available, is obtained, and T,ender requires separately designated payments toward the premiums for Mortgage Insurance. Tf T.ender required MarigagG Insurance as a condition af making the Loan and Borrower was required to mak� s�parately designated payments toward the premiums for Martgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in �ffect, aar to pxavide a non-refundable loss reserve, until Lender's requiremcnl for Martgage Insurance ends in accordance with any writtcn agr�ement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation ta pay interest at tlxe rate provided in the Note. Mortgage Tnsurancc reimburses Lender (or any entity that purchases the Note) for certain losses it rnay incur if Borrower does n�t rcpay th� Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mc�rlgage ir�urers evaluate their total risk on all such insurance in force fram lim�: ta tim�, and may enter into agreements with ather parties that share or modify their risk, or reduce losses. These agreements are on terms and canditions that are satisfactory to the mortgage insurer and the other party (�r parties) to these agreements. These agreem�nts may raquire the mortgage insurer to make payments using any source of funds that the mortgage insurer may hav� available (which may include funds obtained from Mortgage Insurance pxemiums). NEBRASKA - Single Fsmily - Fannie MaelFreddie Mac UNIFORM INSTRUMENT Q�; -61NE) wsii� PaqeBof 16 �nitia�s: Form 3028 9(Q1 jy�