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�oioossis power of sale provided in the Single Family Mortgage Foreclosure Act of 1994 ("Act") (12 U.S.C. 3751 et se . by requesting a foreclosure cominissioner designated under the Act to commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise available to a Lender under this Paragraph 18 or applicable law. 19. Reconveyance. Upan payment pf all surns secured by this 5ecurity Instrument, Lender shall rec�uest Trustee to re-convey the Property and shall surrender this Security Instrument and all nates evidencing debt secured by this Security Instrument to Trustee. Trustee shall recnnvey the Praperty without warranty to thc person or persons legally entitled to it. Such person or pecsons shall pay any recordation costs. Lender may charge such person or persans a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is perxnitted under Applicable Law. 20. Substitate Trustee. Lender, at its optian, may frvrn time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 21. Request for Notices. Borrower requests that copies of the natice of default and sale be sent to Borrower's address which is the Pro�erty Address. 22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorparated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]. ❑ Condominium Rider ❑ Graduated T'ayment ❑ Other [Specify] ❑ Planned Unit Development Rider ❑ Growing Equity Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: ,�'i/ �� (Seal) ��W�' Fredy A rauz r�� - ��- (Seal) Borr�Wer Ruth N, Arqueta De Arauz Borrower Borrower [Space Belaw This Line Far Acknowledgment] STATE OF Nebraska COUNTY OF Hall ) ) ss: ) (Seal) (Seal) The foregoing instrument was acknowledged before me this 24th day of November � 2010 , by Fredy A Arauz and Ruth N Arqueta De Arauz, husband and wife Witness my hand and official seal. My Commission Expires: 07/30/2014 �ENERAL NOTARY - State of N�raska ROBERTA L. REEp My Comm. Exp.luty 30, 2014 16256.CV (11/07) 904779 Ol� Nota�y hlic Roberta L Reed Page 5 of 5 coTO�oo i 3ay�3�