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20100891� 9. Protection of Lender's Interest in the Prop�rty and Rights Under this Security Instrumcnt. Tf (a) Borrower fails to p�rform the covenants and agreements contained in this Sccurity Instrurnent, (b) there is a legal proc��ding that might significantly at'fect T.ender's interest in lh� Praperty and/or rights under this Security Instrument (such as a proceeding in bankruptcy, prc�bate, for condemnation or forfeiture, for enfarcement af a lien which may attain priority over this Securiky Instrument or to enforce laws or r�gulations), ar (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under tlxis Security Tnstrument, including protecting and/or assessing the value of the property, and securing and/cir repairing the Property. T.ender's actians can include, but are not limited to: (a) paying any sums secured by a lien which has priority ovcr this Sacnrity Instrurnent; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in th� Prap�rty and/ar rights under this Security Instrument, including its secured position in a bankruptcy procesding. Securing thc Prope;rty includes, but is not limited to, enkexing the Property to make repairs, changc locks, replac� ar buard up daars and windows, drain water fram pipes, eliminate building or other code violations or dangerous conditions, and have utilities turn�d on ar off. Although Lender may take action under this S�ctir�n 9, I.�nder dUes nat have to do so and is nat under any duty or obligatiUn ta da sa. It is agreed that L,ender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by T.ender under this Section 9 shall become additianal debt af Barraw�r s�curcd by this Sec;urity Instrument. These amounts shall bear interest at the Note rate from the date of disburs�m�nt and shall be payable, with such interest, upon notice from L.ender to Borrower requesting payment. Tf this Security InstrumEnt is on a leasehald, Barrower shall comply with all ttie provisians of tlxe lease. Tf Borrower acquir�s fs� titl� tp th� Prqperty, th� l�asehald and the fee title shall not merge unless I,ander agrees ta the merger in writing. lp. Mortgage Insurance. Tf I.ender required Mortgage Tnsurance as a condition of making the Loan, Borrower shall pay th�: pr�miums r�quir�d to maintain th� Mortgage Insuranae in effect. If, for any reasan, the Mortgage Insuranc� caverage required by L,ender ceases ta be available from the mortgage insurer that previously pravid�d such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Tnsurance, Sorrower shall pay the prcmiums r�quired to obtain coverage substantially �quivalent ta the Mortgage Insurance previously in effect, at a cost substantially equivalent ta the cast to Borrower of the Mortgage Insurance previously in effect, from an alternate m�rtgage insixrer sr:lected by Lender. If substantially equivalent Mortga,ge Tnsurance coverage is not available, Borrower shall cantinus ta pay to I,�ndear th� amaunt af the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accapt, use and r�tain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be nan-refundabl�, natwithstanding the fact that the Loan is ultimately paid in full, and L,ender shall not be required to pay Borrower any interest or eamings on such loss reserve. T,ender can no longer require loss reserve payments if Mortgage Tnsurance coverage (in the amount and for the period that T.ender requires) provided by an insurer selected by I.ender again becomes available, is obcained, and Lender requir�s separat�ly d��ignated payments toward the premiums far Martgaga I[asurance. If Lender required Martgag� Insurance as a condition of making the Loan and Borrower was required to make separately designated payments koward the pr�miums far Martgag� Insurance, BarrUwer shall pay th� pr�miums r�quirc:d ta maintain Mortgag� Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this S�ctian 1Q affscts Barrower's obligation to pay interest at the rate pravided in the Note. Mortgag� Insurance reimburses I.ender (ar any entity that purchas�s the Note) far certain losses it may incur if Borrower daes nat rc;pay thc Lc�an as agr�ed. Borrower is naf a party to ihe Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in farce from time to time, and may enter inta agreemcnts with ather parti�s lhat share ar mc�dify their risk, or reduce losses. These agreements ar� an t�rms and canditions that are satisPactary to th� rnortgagc: insurcr and th� oth�r party (�r parties) to these agreements. '1"hcsc agreemcnts may require the mortgage insurer to make payments using any source of funds that the mortgage irusurer may have available (which may include funds obtained from Mortgage Insurance premiums). �� NEBRASKA - Single Famity - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) �osi i i Page 8 pf 1 6 miti �� Form 3028 9/01