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201408911 Borrower shall promptly discharge any licn which has priarity aver this Security Tnstrument unless Borrower: (a) agrees in writing to the payment af khe abligatian s�cured by the lien in a manner acceptable to Lender, but ocily so long as Borrow�r is performing such agrsement; (b) contests the lien in good faith by, or defends against ezxfc�rcernent af the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement c�f lhe lien whil� thas� praceedings are pending, but only until such proceedings are conclud�d; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrum�nt. If L.ender determines that any part of the 1'roperty is subject to a lien which can attain priority over this Security Tnstrument, L,ender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender rnay require Borrower to pay a one-time charge for a real estatc lax v�rificatian and/ur r�pc�rting service used by Lender in connection with this T..oan. 5, Property Insurance. Borrower shall kecp the improvcments naw existing or hereafter erected on the Property insured against loss by fire, hazards included within the Ccrm "extended coverage," and any other hazards including, but not limited to, earthquakes and flaods, for which L.ender requires insurance. '1'his insurance shall bc maintaincd in th� amounts (including deductible levels) and for the periods that Lender requires. What I..endsr requires pursuant ta tlxe preceding sentences can change during the term of the T.oan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Barrc�wer's chaice, which right shall nat be exercised unreasanably. Lender may require Borrowcr to pay, in cannection with this Laan, either: (a) a one-time charge for flood zone determination, certificalion and tracking s�rvic;ss; Ur (b) a an�-tiarn� charge for flood zona determinatian and certificacion services and subsequent charges each time remappings or similar changes occur which reasonably might affect such dcten�nina[ion c�r ccrtification. BUrr�wer shall also b� r�spansiblc: far Ihc payment of any fees imposed by th� Federal F.,mergency Managem�nt Agency in cannection with the review af any flood zon� delerminatinn r�sulting from an c�bj�ction by Barrower. If Bc�rrower fails ta maintain any af the caverages dsscribed ab�ve, I.ender may obtain insurance caverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. 13orrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by I.ender under this Section 5 shall become additional debt of Borrower secured by this Security Tnstrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to �orrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender"s right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagec and/or as an adciitianal loss paye�. I.�nder shall have lhe right to hold the policies and renewal ccrtificates. If Lender requires, Banraw�r shall pr�mptly give to Lender all receipts of paid premiums and rcncwal noticcs. If Baarrawear abkains any fatm of insurancc coverage, not othcrwise required by Lender, f�r clamag� lo, or destructipn of, the Prop�rty, such policy shall include a standard morigage clause and shall name Lendcr as mortgagee and/or as an additional loss payee. In the event af loss, Borrower sha11 give pratnpt naticr: Co thc insurance carri�r and I.�nder. Lender may rnake proof of loss if' not made promptly by Borrower. Unless Lender and Borrower otherwise agre� in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is nat lc:ssencd. During such repair and restoration period, I.ender shall have the right ta hc�ld such insurance prac�;eds until Lender has had an opportunity to inspect such Property to ensur� [h� NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �i. �-6�NE) loai i1 Paqn 8 af 16 i��t� • �orm 3028 1I09