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20104894� 9. Protectian of Lender's Interest in the Property and Rights Under this Security Instrument, If (a) Borrower fails to perfc�rm tlx� covenants and agreements contained in lhis Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in th� Property and/or rights under tk�is S�curity Instrurnent (such as a praceeding in bankruptcy, probate, for condemnatiun or forfeiture, for �nfarcement of a lien which may alLain priority pver this Security Instrument or tc� �nforce laws or regulations), or (c) Bonower has abandaned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect I,ender"s interest in ths Praperty and rights under this Security Instrum�nt, including protecting and/or assessing tlxe value af the Property, and securing and/ar repairing the Property. T.ender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority aver this Security Tnstrument; (b) app�aring in court; and (c) paying reasonablc attUrn�ys' fees to protect its interest in the Fraperty and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includ�s, but is not limited to, entering th� Praperty to make repairs, change lacks, replace or board up doors and windows, drain wat�r from pipes, eliminate building or other code vialatinns or dangerous conditions, and hav� utilities turned on or off. Although Lender may take action under tttis Seetion 9, Lender does not have to dcy so and is nc�t under any duty or obligation to do so. It is agreed that T.ender incurs na liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by I.�nd�r under this Section 9 S�1a11 beCOlIle aadlllDIld1 (��1[ Gf BpiTGW�I secured by this Security Instrument. 'fhese amounts shall bear interest at th� Nate rate from the date of disbursement and shall be payable, with such interest, upon notice frc�m I..,�nder to Borrower requesting payment. If this Security Tnstrument is Un a leasehold, Borrower shall comply with all the provisions of thc lease. If Borrower acquires fee title to th� Praperty, the leasehald and the fee title shall not merge unless T.ender agr��s lo the merger in writing. 10. Martgage Xnsurance. Tf T.ender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Tnsurancc in �ff�ct. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available fram the martgage insurer that previously provided such insuranc� and Borrower was required to make separately designated paymenls toward the premiums for M��r[gage Insurance, Borrower shall pay the premiums rcquirr.d to obtain coverage substantially equivalent to the Mortgage Insuranc� pr�viUUSly in effect, at a cost substantially equivalent tn th� cost to Borrower of the Mortgage Insurance previausly in effect, frorn an alternate martgags insurer selected by T.ender. Tf substantially �quivalent Mortgage Insurance coverage is not available, 13orrower shall continu� ta pay ta Lender the amount of the separately designated paymcnts tha[ were due when the iz�aurance caverage ceased to be in effect. T.ender will accept, use and retain th�se paym�nts as a non-refundable loss reserve in lieu of Mortgag� Insurance. Such loss reserve shall be nan-refundable, notwithstanding the fact that th� Laan is ultimately paid in full, and L.ender shall not be required to pay Borrawer any interest or earnings on such loss reserve. T..ender can no long�r re:quirc loss reserve paymenls if Mortgage Insurance coverage (in the amount and for thc period lhal L.ender reyuires) provided by an insurer selc;cC�d by I.,ender again becomes available, is obtained, and I.ender requires separately designated paym�nts taward the premiums for Mortgage Insurance. Tf T.ender required Mortgagc Insurance as a condition of making ths L,aan and Borrower was required to make separately designated payments taward tlxe premiums for Mortgage Insurance, Borraw�r shall pay the premiums required to maintain Martgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirernent for Mortgage Insuranc� ends in accordance with any written agreement between Borrower and L.ender providing tor such termination or until terminatian is r�quir�d by Applicable Law. Nothing in this Seclion 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrawer does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate thcir latal risk an all such insuranc:c in force frorn time to time, and rnay cnt�r into agreements with other parties that share or modify their risk, or reduce losses. Thcse agrc�menls ar� an terrns and conditions that are satisfactory to the mortgage insurer and Lh� ath�r party (pr parti�s) lo these agreements. These agreernents may require the mortgage insurer to make payments using any source of funds that the martgage insurer may have available (which may include f'unds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT " Q y�-6�NE) iosi i� Pape 8 of 15 initiais: � Form 3028 9109