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2oioossos
<br />T3arrow�r shall promptly discharge any lien which has priority over this Security Instrument unless
<br />Borrower: (a) agrees in writing to the payment of the abligakian secured by the lien in a manner acceptable
<br />to L.ender, but only so long as I3�rraw�r is performing such agreement; (b) contesls lhe li�n in good faith
<br />by, or defends against enforcement of the licn in, lsgal praceedings which in Lender's opinic�n aperate ta
<br />prevent the enforcement of th� li�n while thase proceedings are pending, but only until such praceedings
<br />ar� cancluded; or (c) secures from the holdcr c�f tlx� li�n an agreement satisfactory to Lender subordinating
<br />the lien to this Security Instrument. If I.�nder determines that any part of the Property is subject ta a lien
<br />which can attain priority over this Security Inskrum�nt, I.end�r may give Borrower a notice identifying the
<br />lien. Within 1U days of the date on which that nakice is givsn, Barrawer shall satisfy the lien or take one or
<br />more of the actions sct farth abcrv� in this 5ection 4.
<br />Lender may require Borrower to pay a one-time charge for a real estat� tax v�rification and/or
<br />reparting service used by r.ender in connection with this Loan.
<br />5, Property Insurance. I3orrower shall kc�p th� impr�vements now existing or hereafter erected on
<br />the Property insured against lass by fire, hazards included within the term '"extended coverage," and any
<br />other hazards including, but nat limited to, earthquakes and floods, for which T.ender requires insurancc.
<br />T�is insurance shall be maintained in the amounts (including deductible levels) and for the periods lhat
<br />L.ender requires. What �,�nder requires pursuant to the preceding sentences can change during the term of
<br />the Loan. The insurancc carrier praviding the insurance shall be chosen by Borrower subject to Lender's
<br />right to disapprove Barrawer's choice, which right s�arr not be exercised unreasonably. Lender may
<br />require Borrower to pay, in cannection with this Loan, either: (a) a one-time charge for flood zone
<br />determination, certificatipn and tracking services; or (b) a one-time charge for flood zone determination
<br />and certification s�rvices and subsequent charges each time remappings or similar changes occur which
<br />reasonably mighl affect such determination or certification. Borrower shall also be resp�nsible for the
<br />paymen[ af any fees iinposed by the Federal Emergency Management Agency in cannectian with the
<br />r�vicw of any flood zone determination resulting from an objection by Borrc�wer.
<br />If Borrawer fails to maintain any of the coverages described above, I,�na�r may obtain insuranc�
<br />coverage, at L,ender's option and 13orrower"s expense. T.ender is under nU abligalian ta purc:has� any
<br />particular type ar amount of caverage. Therefore, such coverage shall cover I.,Cnder, but migh[ ar might
<br />not protect Borrower, Borrower's equity in the Property, or the conienfs af the Prapez'ty, against any risk,
<br />hazard ar liability and might provide greater or lesser coverage than was pr�viously in �ffect. Bc�rrower
<br />acknowledges that the cost of the insurance coverage so obtained might significantly exceed th� c:ast af
<br />insurance that Borrower could have obtained. Any amounts disbursed k�y I.ender undear this Section S shall
<br />become additional debt of Borrower secured by this Security Instnunent. Th�se a�nounts shall bear interest
<br />at the Note rate from lhe dakc Uf disburs�mcnt and shall b� payable, with such interest, upon notice from
<br />L.ender to Borrower requesting paymunt.
<br />All ►nsurance policies required by Lender and renewals of such policies shall be subject to Lender's
<br />right to disapprvve such palicies, shall include a standard martgage clause, and snarr name Lender as
<br />mortgagee and/ar as an additional loss payee. I.,ender shall have the right to hold the policies and renewal
<br />ccrtificates. If L�nd�r requires, Borrower shall promptly give to Lender all receipts of paid premiums and
<br />ren�wal naticss. If Barrower obtains any form of insurance coverage, not otherwise required by Lender,
<br />fpr damage to, ar destruction of, the Property, such policy shall include a standard mortgage clause and
<br />shall name L.ender as mortgagee and/or as an additional loss payee.
<br />In the event of loss, Borrower shall give prompt notice to the insurance carrier and I,ender. T.ender
<br />may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree
<br />in writing, any insurance procceds, whether or not the underlying insurance was rcquired by Lender, shall
<br />be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and
<br />Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to
<br />hald such insurance proc��ds until Lender has had an appartunity t� inspect such T'roperky ta ensure the
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<br />NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT `.,,
<br />�-6�NE) loettl �apeaof i6 iniciais: ���r Form 3028 9/�9
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