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2oioas9�� 9. P�-otection of Lender's Interest in the Property and Rights Under this Security Instrum�nt. If (a) Borrower fails to perPorm the covenants and agreements contained in this Security Instruinent, (b) there is a legal proceeding that might significantly affect L,ender's interest in the Property and/or rights under this Securiiy Instrument (such as a proceeding in bankruptcy, prabate, for condemnation or forfeiture, fc�r enf'orcement of a lien which may attain priority over this Security Instrument or to enforce laws or r�gulations), or (c) Borrower has abandoned th� Prap�rty, then Lender may do and pay for whal�ver is reasonable or appropriate to protect L.ender's interest in the Prc�perty and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Yroperty. I,ender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has �riority over this Security instrument; (b) appearing in caurt; and (c) paying reasonable attorneys' fees to protect its interest in th� Praperty and/ar rights under this Security Instrument, including its secured position in a bankruplcy proc��ding. 5ecuring the Property includes, but is not limited to, entering the Propurty to make repairs, change locks, replace or board up doars and windows, drain water from pipes, eliminate building or other code violations or dangerous canditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender do�s nat har+e to do so and is not under any duty or obligation lc'� da sa. It is agreed that Lender incurs no liability for not taking any oar all actions auWorized under this S�Gtion 9. Any amounts disbursed by Lender under this Sectian 9 shall become additional debt of Borrower secured by this Security Instrurnent. T'hese amounts shall bear interest at the Nolc ratc: from tha dat� of disbursement and shall be payable, with such interest, upon notice frUm I.�nder to Borrower requesting payment. If this Security Instrument i� on a leasehold, Borrower shall comply with all the prr�visic�ns c�f thc lease. If Borrower acquires f�� titl� ta the Property, the leasehold and the fee title shall nUl mcrge unless Lender agrces tp the merger in writing. 10. Mort�age Insurance. Tf T.ender required Mortgag� Insurance as a condition of making the T.oan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, far any re:asc�n, the Mortgage Tnsurance cc�v�arag� required by L.ender ceases to be available from lhe mortga�t; insur�r that previously provided such insurance and Borrower was rcquired to mak� separately designated paynients taward the premiums for Mortgage Insurance, Borrowcr shall pay th� premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cast to Borrower of the Mortgage Tnsurance previously in effect, from an alternate mortgag� insur�r s�lected by L.ender. If substantially equivalent Mortgage Insurance caverage is not available, Borrower shall confinue to pay to Lcnder the am�unt af the separately designated payments that were due when the insurance coveragc ccased to b� in �ffect. Lender will accept, use and retain these payments as a nan-refundable loss reserve in lieu of Mortgage Tnsurance. Such loss reserve shall be non-refundabl�, noCwithstanding the fact that the Loan is ultimately paid in full, and Ixndcr shall not be required to pay Borrower any inlerc:st ar �arnings on such lass reserve. I.ender can no lon�er require loss reserve payments if Mortgage Insuranc� coverage (in the amount and for the period that Lender requires) pravided by an insurer selected by Lender again becomcs availabl�, is abtained, and Lender requires separately designated payments toward thc premiums for Mortgag� Insuranee. If Lender required Mortgage Insurance as a condition of making th� Laan and Baan'awer was required to make separately designated paym�nts toward the premiums for Mortgage Insurance, Borrower shall pay ih� pr�miun�s r�yuir�d la maintain Mortgage Insurance in effect, or to provide a non-refundable lass res�rve, until L,ender's requirement for Mortgag� Insuranc� ends in accordance with any written agreement between Borrower and Lender providing for such t�rminatian or until terminatian is required by Applicable Law. Nothing in this Sr:ction 1Q affects Barrower's obligation to pay interest at the rate provided in the Note. Martgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Bnrtower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortga$e insurers evaluate their total risk c�n all such insurance in f�rc� fram tizne to tim�, and may �nter inta agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreem�nts. These agreements may require the mortgage insurer to make payments using any source of funds that th� martgage insurer may have available (which may include funds abtained from Martgage Insurance premiums). NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT � �-81NE) �oai i� Pmqn B of 15 Initiels: �� 1�' Fvrm 3U28 1I01