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201008900 9, Protection of Lender's Interest in the Property and Ri�ht� Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreenients contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under lhis Sccurity Instrument (such as a prac�eding in bankruptcy, probate, for candemnation or forfeiture, for ent'Urc:�ment of a lien which may attain priority over this Security Tnstrum�nt c�r to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect T.ender"s interest in the Property and rights under this Sc:curity Tnstrument, including protecting and/or assessing klYe value of the Property, and securing and/ar repairing lh� Praperty. L.ender's actions can include, but are not limited to: (a) paying any sur►xs secured by a lien which has priority over lhis Sec.urity Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to prot�ct its interest in the l�roperty and/or rights under this Security Instrument, including its secured pasitian in a bankruptcy proceeding. Securing the Property includes, but is not limited ta, entering the Property ta make repairs, change locks, replace or board up dUars and windows, drain water from pipes, eliminate building or other code violations or dan�eraus canditions, and have utilities turned on or off. Alth�ugh L.ender may take action under this Sectian 9, L�nder does not have to do so and is not under any duty or obl'rgation to do so. It is agreed that T.ender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disburs�d by L.ender under this Section 9 shall becom� additional debt of Borrower secured by this S�curity Instrument. These amounts shall bear interest at the Note rate from the date of disbursem�nt and shall be payable, with such int�rest, upan notice from Lender to Borrower requcsting paymsnt. If tliis 5ecurity Tnstrumc:nt is an a leasehold, Borrower shall comply with all the pravisions of the lcase. If Borrower acquires fee title tn the Praperty, ths leasehold and the fee title shall not mergc unl�ss Lender agrees to ita� rnerger in writing. 10. Mortgage Insurance, If Lender reyuired Mortgage Insurance as a candition af making the Loan, Borrower shall pay the premiums r�qu'rred to rnaintain the Mortgage Insurance in effect. If, for any rcasan, the Mortgage Insurance coverag� r�quired by L.ender ceases to be available from the mortgag� insur�:r that pr�viausly pravided such insurance and Borrow�r was r�quired to make separately designated payments toward the premiums f'or Mortgage Insurance, Borrowcr shall pay tlxe premiums required to obtain coverage substantially equivalent to the Mortgage Tnsurance previously in �ff�ct, at a cost substantially equivalent to the cost to Barrower of the Mortg;age Tnsurance previously in cff�ct, from an alternate mortgage insurer sclected by Lender. If substantially equivalent Mortgagc: Insurance coverage is not available, Barrawer shall continue to pay to Lend�r tixe amount af the separately designated payments that were due when the insurance coverag� c�ased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refunciabl�, natwithstanding the fact khat the Loan is ultimat�ly paid in full, and Lender shall not be required to pay Borrower any interest ur sarnings on such loss reserve. Lender can no longer require loss reserve payments if Mor[gage Itysurance coverage (in the amount and for the period that I,ender re:quirc:s) pravided by an insurer selected by T,ender again becom�s availabl�, is abtained, and Lender requires separately designated payments toward the premiuzns f��r Martgage Insurance. If Lender required Mortgage Insuranc:e as a candition of making the Loan and Borrower was r�quired ta make separately designated payments toward the premiurns for Mortgage Insurance, Borrower shall pay the premiums rcquircd ta maintain Mortgage In.surance in effect, or to provide a non-refundable loss reserve, until Lc:ndcr's rGC�uir�ment for Mortga�ge Insurance ends in accardance with any written agreement between Borrower and I,ender providing for such termination or until termination is requir�d by Applicable Law. Nothing in this 5ection 10 affects Bonrawer's obligation to pay interest at the rate provided in lhe Notc. Mortgage Insurance reimburses L,ender (or any entity that purchases the Note) for certain lasses it may incur if Bc�rrawer does not repay the L,oan as a$reed. Borrower is nc�t a party to thc M�rtgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in forc� fraam tim� to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditiUns that are satisfactary ta the moxtgage insurer and the ather party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source c�f funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Tnsurance premiums). NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFpRM INSTRUMENT �-6�NE) 106111 Pepe e of 7 6 Initials: Fo�RI �02$ 1/U1 �