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<br />(Space Above'l his Line For Recording Data)
<br />DEED QF TRUST
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<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />THIS DEEU UF TRUST ("Security Instrument") is made on November 1_5, 201(1, Tl�e grantor i5 ANITA S
<br />LF.CHNER, A SINGI.E l'ERSON, whose address is 715 W llIV1SION ST, GRANI) IS�,AN.D, Nebraska
<br />68801-6539 ("F3orrower"). Borrower is not necessarily the same as the Person or Persons who sign th'e Contract.
<br />The obligalians of Borrowers who did not sign the Coutract are explained furlher in the section titled Successors
<br />and Assi�ns Bound; Joint flnd Several Liability; Accommodation Signers. 'I"he trustee is Arend R SRACIC�
<br />Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home
<br />Federal Savings & LoAn Association of Grand Island, which is or�anized and existing under the laws of the
<br />United States of America and whose address is 22l South Locust Street, Grand Islnnd, Nebraska 68801
<br />("Lender"). ANITA S LECHNF,It hAS entered into a Equity - Line of Credit ("Contract") with Lender as of
<br />November 1S, 2(I1.U, under the terms of which Horrower may, from time to tirne, obtain advances not to exceed, at
<br />any time, a***MAXIMUM PRINCIPAL AMO[I.tVT (EXCLUDING PRO'I'ECTIV� ADVANCES)*** of
<br />Fnrty 'Chousand and 00/100 1)ullars (U.S. $4U,000.00) ("Credit I�imit"). Any party interested iz� tlie details
<br />related to Lender's continuing obligation ta make advances to Borrower is aclvised to consult directly with Lender.
<br />If nc�t paid earlier, the suttis owin� under 13orrower's Contract with Lender will be due and payable on Decentber
<br />15, 2015. ThiS Security .Instnunent secures to Lender: (a) the repayment of the debt under the ConCraet, with
<br />interest, including future advances, azid �ll renewals, extensions and n�odifications of the Cantract; (b) the payznent
<br />of all other sums, with interest, advanced tv protect the security of lhis Security Instrument under tk�e provisions of
<br />the section titled Protection of I�e��der's Riglits in the Property; and (c) the performance of F3�rrower's
<br />covenants and agreements under this Security Instrument and the Contract. For this purpose, F3vrrower, in
<br />cox�sideration of the debt and the tnist l�erein created, irrevocably grants and conveys to Trustee, in trust, wit}�
<br />power c>f sale, the followitag described property located in the COUNTY of IIALL, State of Nebraska:
<br />Address: 715 W DIVISION ST, GRANU IS.I,AND, Nebraska 68801-6539
<br />Legal De�cription: WES"[' l.7' UF LOT TWO (2) AND �AS'1' 1/2 LO'1' 'I'HREE (3) BLOCK 102 iN
<br />KOENIG AND WIEBE'S ADUI"I"lON 'CO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br />NESRASKA
<br />TOCI:T'HFR W1TH all the improvements now nr hereafter erected on the propercy, anel all easementa,
<br />appurtenances, and fxtures ►YOw or hereafter a part of the properry. All replacements and additions 5liall also be
<br />covered by this Security Ix�strunient. All of the foregc�ing is referred to in this Security l.nstrunlent as the
<br />"Property."
<br />BORROWER COVENANTS that I3oxrower is lawfiilly seised of the eslate hereby conveyed and has the ri�ht to
<br />grar�t and convey the Property and that the Property is unencu�nbered, except for encu�nbrat�ces of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands; subject to
<br />any encumbrances af record.
<br />Bonrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Cliarges. Borrower shall promptly p�y wlien due the principal of aiid
<br />interest on the debt owed under the Cantract and late charges or any other 1'ees and charges due under the Contract.
<br />Applicable I.aw. As used in this Security instni►nettt, tl�e term "Applicable Law" shall mean all conlrolling
<br />applicable federal, state and local statutes, re�ulatians, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable firaal, non-appealable judicial opinions.
<br />Chflrges; Liens. Barrower shall pay all taYes, assessinents, charges, fines and impositionti attributable to the
<br />Property whic}z may attain priority over tliis Security Instnimettt, .and leasehold payments or grou��d rents, if any.
<br />At the reyuest of Lender, Borrower shall prozzzptly fiirnish to Lender receipts evidencing the }�ayments.
<br />Borrower shall promptly discl�arge any lien whic}� has priority over.thiti Security Instrument unless Borrower: (a)
<br />agrees in writing to the payment of the obligatior� secured by the lien in a manner acceptable to Lender; (b)
<br />contests in good faith tl�e lien by, or defend5 against enforcEment of Che lien iz�, legal proceedin�s which in tihe
<br />Lender's opia�ion operate to prevenC the enforcement of tlie lien; or (c) secures from the holder of the lien an
<br />agreement salisfactory to Lender subordinatin� the lien ta this Security Instrument. If .[..ender determines that any
<br />part of the Pz is subject to a lien which may attain priority over this Security Instrument, Lender may give
<br />(cry 2004-2(109 Complinnce Sysie+ns. Inc 002U-9EE7 - 2009.123ti8
<br />Conswner Renl Lstnte- Securiry Instrument DL2076 PFlgz I of5 � uww.com�ili¢ncesyctemc.com
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