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2Q10088�5 Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends a�ainst enforcement of the lien in, le�al proccedings which in Lender' s opinian operate to pr�vent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; ar (c) secures from the holder of the lien an agraement satisfactory to I,ender subardinating the lien to this Security Instrument. If I.ender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender rnay give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or rnore of the actions set forth above in this Section 4. Lender rnay require Borrower to pay a one-time charge for a real estate tax verificatian and/or reporting service used by Lender in connection with this Loan. S. �'roperty �nsurance. Borrower shall keep the improvements now existing or hereafter erected an the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards includin�, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen hy Barrawer subject to Lender's right to disapprove Borrower's chpice, which right shall not be exercised unreasonably. Lender may require Sorrower to pay, in connection with thi� Loan, either: (a) a one-time charge for flood zone determination, certification and tracking services; or (b) a one-time charge for flood zone determination and certification services and subsequent charges each tirne remappings or similar changes occur which reasanably mighC affect such determination or certificatipn. Borrower shall also be retiponsible for the payment af any fees imposed by the Federal Emergency Mana�ement Agency in connection with the review of any £]ood zone deCermination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may ohtain insurance coverage, at Lender' s option and Borrower' s expense. Lender is under no obligation to purchase any particular type or arnount of coverage. Therefore, such coverage shall cover Lender, but might or nai�ht not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and zxaight provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurarxce caverage so obtained might si�nificantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Sectian S shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon nptice frpm Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right tp disapprove such policies, shall include a standard mnrtgage clause, and shall name I.ender as mortgagee and/pr as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly �ive to Lender all receipts of paid premiuxns az7d renewal notices, If Sorrower obtains any form of insurance coverage, nat otherwise required by Lender, for dama�e to, or destruction af, the Property, such policy shall includ� a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was raqixired by Lender, shall be applied to restoration or repair of the Prvperty, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until L�nder has had an opportunity to inspect such Property to ensure Che f►�ci��'yL! NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE)(oe�i) Pa9e6oF15 �nitia�s�� FOrm302B 1/01 �