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2oiooss5i 9. Protection of Lender's Iuterest in the Praperty and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, @) there is a legal proceeding that might significantly affect I.ender's interest in the Property and/or rights under this Security Insfxument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priarity over this Security Instnunent or to enforce laws ar regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay far whatever is reasonable ar appropriate to protect Lender's interest in tb.e Praperty and rights under this Security Instrument, including protecting and/or assessing the value of the Froperiy, and securing and/or repairing the Property. Lender's actions car� include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instruxnent; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including iCs secur�d position in a bankruptcy proceeding. Securing the Property includes, but is not lunited to, entering the Property to make repairs, change locks, replace or baard up doors and windows, drain water from pipes, eliminate builditng or other code violations or dangerous conditians, an.d have utilities turned on oar off. Altb,ough Lender may take action under this Section 9, Lender does not have to do so and is not under any duty ar obligation to da so. It is agreed that Lender incurs no liability far not talting any or a11 actions authorize�i under this Section 9. Any anaounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Iastruxaent. These amounts shall bear interest at the Nate rate frarn the date of disburs�nent and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. . If this Secwrity Instrument is an a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall nat merge unless L,ender agrees to the marger in writing. 10. Mortgage Inswrance. If Lender required Mortgage Tnsurance as a candition of making the Loan, Borrower shall pay the premiuztxs required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgags insurer that previously provided such insurance and Borrower was required to make separately design.ated payments toward the premiums for Mortgage Insurance, Borrower shall pay the pre�miwns required to obtain coverage substanrially equivalent to the Mortgage Insurance previously in effect, at a cost substantially e�quivalent ta the cost to Borrawer of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Len.der. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated pay�nenCs that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be requixed to pay Borrower any interest or earnings on such loss reserv�. Lender can no longer requiare lass reserve paynaents if Mortgage Insurance coverage (in the amount and far the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires s�parately designated payments toward the premiums for Mortgage Insurance. If I.ender required Mortgage Insurance as a condition of making the I.oan and Box'rower was required to make separately designated payinents toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, ar to provide a non-refundable lass reserve, until L.�nder's requirement for Mortgage Insurance ends in accorda,nce with any written agreement between Barrawer and L.ender providing for such termination or until termination is required by Applicable Law. Nothing in this Se�tion 10 affects Borrower's abligation to pay interest at the rate provided in the Nate. Mortgage Insurance reimburses L.�nder (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay tt�e Loan as agreed. Borrower is not a party ta the Mortgage Insurance. Mortgage insurers evaluate their total risk an all such insurance in force from titne to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and eonditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the martgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fennie MAelFreddie Mac UNIFORM INSTRUMENT �-6(NE) Ioai �1 Papa 8 of 15 initiai • Form 302$ 1/01 �.14� � ��r,�Irl��