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<br />(Space Above This Line For Recording Uata)
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES �RE SECUREll
<br />BY THIS DEED OF TRUST)
<br />TF�IS DFED OF TRUST ("Security Instrument") is made ott Nover►tber 12; 2010. The grantors are I)AIZRELL
<br />R HOLZINGER and ANNETTE L HQLZ1.lVC�R, husband and wife, wl�ose address is 2211 W CHAFi1�ES
<br />ST, CRAND ISLAND, Nebraska 688U3 ("Borrower"). Box is not necessarily the' same as the Person or
<br />Persons who sign tlae Contract. The obligations of F3orrowers who did not �ign the Contraet are explained fiirther
<br />in the sectior� titled Successors and Assigns Bound; .Jpint and Several Liability; Accommodatio�� Signers. The
<br />trustee is Arend R. Baack, �,ttorney whose address is P.O. Box 790, Grand Island, Nebraska G$$02 ('`Trustee").
<br />The beneficiary is I3ome Federal Savings & Loan Association ot' Grand Island, which is organized and existing
<br />under tl�.e laws of the United States of America and who�e address is 221 Soutlt Lecust Street, Grand Island,
<br />Nebraska 48801 ("Lender"). DARRELL R HOL7IIVGER and ANNETTE L HOLZINGER have entered into a
<br />Equity - Line of Credit ("C��ntract") widi I,ender as o£ November 12, 2010, under the terms of which Borrower
<br />may, from time to time, obtaan advances nqt to exceed, at any time, a�**MAXIMUM PRINCiPAL ANIOUNT
<br />(EXCLUDING PROTFCI'1VE ADVANCES)'"** of "1'wenty Thousand and 00/100 Dollars (U.S. $20,OU0.00)
<br />("Credit Limit"). Any party interested in th� details related to Lender's continuing obligation to tnake advances to
<br />Borrower is advised to consult directly with Lender. lf not paid earlier, the sums owing under Borrower's Contract
<br />with L�nder will be due and payable on November 15, 2015. This Security I.nstrument secures to Lender: (a) the
<br />repay�nent of t1�e debt under the Contract, with interest, including future advances, and all ren�wals, extet�sions and
<br />modifications of the Contract; (b) t1�e payment of all other sums, with interest, advanced to protect the securiCy of
<br />this Security Instrument under tt�e provisions of the section titled Protection of Lender's Rights in tlie ProperCy;
<br />and (c) the per£ormancs of 13orrower's covenants and agreements under this Security Instrument and tt�e Contracc.
<br />For this purpoee, Borrower, in consideration of the debt and the trust herein created, rrrevocably grants and
<br />conveys to '1'rustee, in trust, with pqwer qf sale, the following described property located in the COUNTY of'
<br />�IALL, State of Nebraska:
<br />Address: 2211 W CHA.RLES ST, GRAND ISLAND, Nebraska 68803
<br />Legal Description: LOT THREE (3), IN BLOCK FIVE (5), ASHTON PLACE, AN ADDITION TO
<br />THE CiTY OF GRr�.ND 1S1.AND, HALL COUNTY, NEBRASKA
<br />TOGB7'H�R WITH all the improvements now ar hereafter erected on the property, and all easements,
<br />appurt�nances, and, fixtures now or liereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the faregoing is referred to in this Secucity 1t�strument as the
<br />��property."
<br />BORROW�R COVENAN'1"S that Borrower is lawfully seised of the estate hereby conveyed and has �the ri'ght (o
<br />grant and convey the Property and that the Prpperty is unencumbered, except for encuimbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encu.�ibrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; pther Ch�rges. Borrower shall promptly pay when due the principal o£ ancl
<br />interest on the debt owed under the Contract and late char�cs pr any other fees and charges due under lhe Coiitract.
<br />Applicable Law. As used in tliis Security Instrument, the terni "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulatians, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicahle tinal, nan-appealable judicial opinions.
<br />Charges; Liens. Borrower shall pay all ta�ces, assessments, charges �nes and impositions attributable to the
<br />Property which may attain priority over this Security Instrumetrt, and leasehold payments or ground renCs, if any.
<br />At the request o£Lender, Borrower shall promptly furnish to Lender receipts evidencing the payments.
<br />Borrower shall promptly discharge any liezi wl�ich has priority over this Security Instrument unless Borrower: (a)
<br />agrees in writing to the payme�rt of the obligaCion secured by the lien in a manner acceptable to i,ender; (b)
<br />cc�ntests in good faitli the lien by, or defends against enforcement of fhe lien in, legal proceedings whicli in ttie
<br />Lender's opinion operate ta prevent the enForcement of the lien; or (c) secures fron� .tl�e hcilder qf' the lien an
<br />a�;reement satisfactory to Lender subordinating the lien to this Security lnstrument. If Lender delerniines tliat any
<br />part of the Propert.y is subject to a lien which may attain priority over this Security Instrument Lender may give
<br />c?? 200A-2009 Cumplience Systems, Inc. 002D-nCS9 - 20119.12.3(,8
<br />Coneumer Rzal F.stal.e - Security Insirumen[ UL203C Pagc 1 of 5 www.rompli:viccsystcros.com
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