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<br />(C) "Lender"is U.S. Bank N.A.
<br />Lender is a National Association
<br />organized and existing under the laws of
<br />Lender's address is 4801 F'rederica
<br />The Unit�d Stat�s pf America
<br />Street, Owrensboro, KY 42301
<br />(D)'Trustee"is bir. Tharnas Locher
<br />2�02 Douglas Street, 200 The Omaha Club, Omaha, NE fi$102
<br />(E) "MER�" is Mortgage Electronic Registration Systems, Inc. MERS rs a separate corporation that is
<br />acting solely as a nornrnee for Lender and Lender's successors and assrgns. MERS is the bene�ciary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flant, MI 48501-2026, tel. (888) 679-MERS.
<br />(1� "Note" means the promissory note signed by Borrower and dated 11/19/2010 .
<br />The Note states that Borrower owes Lender Sixty-Eight Thousand and 00/100ths
<br />Dollars
<br />(U.S. $ 69 , 000 . Op ) plus intcrest. Borrower has promised to pay tlus debt in regular Periodic
<br />Payments and to pay the debt in full not later than Decernber O1, 2040 .
<br />(G) "Property" means the property that is described b�low under the heading "Transfer of Rights in the
<br />Property."
<br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider
<br />0 Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider
<br />0 VA Rider � Siweekly Payment Rider 0 Other(s) [specify]
<br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and admrnistrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealahle judicial opinions.
<br />(i� "Community Association Dues, Fees, and Assessments" rneans all dues, fees, assessments and ather
<br />charges that are rmpased pn Borrawer or the Property by a condominiurn association, horneawners
<br />association or similai- organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction priginated by
<br />check, draft, ar srmilar paper instrurr►erat, which rs initiated tk�rough an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />ar credit an account. Such terrrt .includes, but is not limited to, point-of-sale transfers, automated teller
<br />mack�ine transactrons, transfers initiated by telephone, wire transfers, and automated clearrnghouse
<br />transfers.
<br />(Nn '�scrow Items" rneans thnse items that are described in Section 3.
<br />(1� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or procceds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) 'ZVIortgage Insurance" means insurance protacting Lender against the nonpayment af, ar default on,
<br />the Loan.
<br />22pQ072053 D v6ANE
<br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMpVT WITH MERS
<br />�-6A(Nq Ioaio� Page 2 of 15 i��uais� ' ,�T � Farm 3028 1/01
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