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:�.. -_ �.____ -- �__ ". _ ,irii�i4M�i.,,,... <br /> �.:r��N l�rL�y' + �i <br /> - - <br /> �... w:3Y�� <br /> � _ , __ - - - ,- <br /> --- � j <br /> .v e, �� • <br /> 92— 10�82n <br /> (cil Elfective Data ot cb�nQa <br /> A new i�tere�t ra�e calculated in accoMance wl�h Parngrnphs(C)and (D)of thic Rider will becane efFecdve an the <br /> Ciwr�ge Ds�tte. Borrower shall rnoke a payment in the new monthly runouat beginning on Ihe fint payment date which occura <br /> �t leact 2S day�r�fter Lender has given Borrower ihe notice of changes required by ParAgraph(E�of this Rider. Borrower <br /> , shall tuv¢no o6ligadon to pwy any incrcase in the monihly payrt►ent amount calculated in accardance wi�h Paragr�ph(E)of <br /> _ --- - thia Rider far anY p4Ymen3 dace occurr�ng less than 23 day�after Lend¢r hes given ehe roquireJ notice. Tf'the monthly,. <br /> — p�yment wnount calculoted in accordance with Paragraph(E)of thia Rider decrc�.scd,but Lender failed 10 give timely notice <br /> - of ihe dec�ease and Bcxrower mode any monthly payment emountc excceding the pAyment Amount whkh should have ban <br />—. —__ _- — atoted in a t{mely notice,then Borrowu hos the option to either(i)demond U�e retum to Bortower of iu►y eacess payment, <br /> ""'� with interest thereon at the Note►ate(a rato equal to�he inter�est rate which chauld hava been suted in a limely notice),or(ii) <br /> __--_-z__ --=,•� roqueat th�t any excess payment. with intercst thereon at the Nae rote, be applfed as payment Af principal. l.enderk _ <br /> - - --- — obligadan to retum any excess payment with Intenst on demand is not asai�twble even if tNe Note is otherwise sasi�ned <br /> - -=""—` beforo�he demand for rcturn ia made. <br /> -- _ _-�� BY SiGNINa BELOW, Borrnwer accepts and agrees to the tertns and coverwnt�canwined in paQes 1 and 2 of this, <br /> �— Adjualable Reto Rider. <br /> ___ <br /> „-— <br /> __ _ : __ . (5eal) <br /> _ —_`.'-'r! l p (Seal) <br /> —-— Bortower BmmWer <br /> -—_--,y:;� � <br /> _._��.._.��__, �-:� f � (Sea4 «> <br />_--- —�: c <br />.__=:,?_F;�!'._,� Bo�mwer Barowa <br />-- -w i.�al�:b� � HOLLY J SAWYERS <br /> —•--=-o;.,.�.:-;'- ( (Seal) (Seal) � <br /> --- -�-,., <br /> ---.°;��;5�'�:�; . Bonower Botrower _ <br />--- -_ = .=.,�.- <br />-._�:w:t_:_"'�-, . <br />..-_-�-,4�;i;N.�;; �_� <br />.=_tlYiS-'::.iV,.,riq-.-- . <br />- ..:�t:..4'.r�-. <br />._(yL�..�C�'1!�!_:'�.L�.nl"L�- . <br /> -T—%��iirlrY.;'A�7F1.� <br /> lre�?'li����.:.1°� . <br /> _ `!.Y!/•i C' .�J.;c` <br /> ...�{,� <br /> I�,�.���:.,�� <br /> :r.:;9'�; <br /> '�;��l;,.,.. ��, <br /> �����;; <br />_ �..�:,.j;�i•iVfw: , <br /> i.� t: �t •. ._ . <br />. ;���`���r+r'� <br />,}• 'W� . <br />..`�ha."a�'.�-... <br /> - l���.��„ : <br /> ._]�OAL���.��:'-!tiY-.r <br /> R <br /> —�:N��-:L�– - <br /> b.%Lf'.,2.'!�: . <br /> �.•_, _ . � <br /> _ . .��. <br /> r <br /> .;'.��:;��:°,h,';�� <br /> � ..r4�y3�� , <br /> . . <br /> . n .S <br /> .�L1�SY!Y.!� <br /> ' 1�MIQf:�I�:�Mlxf t 1 ' <br /> . � � <br />_�� <br />