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� <br />2oioos75; <br />DURABLE P�WER OF ATTORNEY <br />I, LILAH L. SMTTH, appaint JAMES W. SMITH my true and lawful attorne�-in-fact, <br />(hereinafter referred to as 'agent') for me and in my name, ta da any and all acts which I could do <br />if personally present. This durable power of attorney becomes effective immediately when T sign <br />it. <br />If JAMES W. SMITH is unable or unwilling to act as agent, I designate STEPHEN W. <br />SMITH and DOUGLAS D. SMITH as c�-agents to serve with all rights and respansibilities <br />given to the origina.l agent. If a co-agent is unable or unwilling to act, the remaining ca-agent(s) <br />shall serve with all rights and responsibilities originally given to all co-agents. <br />My agent(s) shall act without bond. <br />If it is impractical for all of the co-agents to act as agent, if all af the co-agents agxee in <br />writing, they may appoint one of the co-agents as sole agent, and the agent so appainted shall <br />solely have all rights and responsibilities hereinbefore given to all named agents. <br />My agent may perform for me and in my name and on my behalf any act in the <br />� management, supervision, and care of my estate and affairs that I personally have authority to <br />perform. My agent may exercise for me and in my name and on my behalf the pawers <br />enumerated below, which are intended to illustrate, and not to limit, the scope of this power. <br />This power af attarney shall apply to all property owned by me, whether title is held as sole <br />ownex, as a joint tenant, as a tenant in common, as grantor or trustee of a revacable living trust, <br />or otherwise. <br />A. SECURITIES: My agent may buy, sell, pledge, exchange, assign., optian, or atherwise <br />transfer any securities of any kind; deal with any broker, banker, or other agent; receive <br />all dividends and interest payments now or hereafter due or payable to me from any <br />security or other indebtedness or investment; vote stock and otherwise represent me at all <br />meetings of sharehalders or companies or corporations in which I have an interest; sign <br />proxies or other instruments; tender my resignatian as director or officer; subscribe to <br />shares of stock, and execute request far payment of United States Savings Bonds, and <br />surrender paid securities and receive the proceeds thereaf. <br />B. ACCOUNTS: My agent may apen, continue, maintain, change, or close any account, <br />including without lirnitatian any checking or savings account, certificate of depasit, share <br />account, and other like arrangement with any bank, trust campany, savings bank, building <br />and loan association, savings and loan association, credit union, or other financial <br />institution; make deposits and withdrawals by check, draft, or otherwise; and endorse <br />checks, notes, and drafts for depasit, callection, or atherwise. <br />* C. BENEFITS: My agent may apply for and receive any government, insurance and <br />retirement benefits to which I may be entitled. My agent may also exercise any right to <br />elect benefits or payment aptians or to receive cash value in return for the surrender of <br />any or all rights under any of the following: Life insurance policies or benefits; annuity <br />