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2��oos73� 9. Protection of Lender's Inteeest in the Property and Rights Under this Security Instruan�ent. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect I,ender's intsrest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect I.ender's interest in the Property and rights under this Security Instrurnent, including protecting and/or assessing Che value of the Property, and securing and/or repairing the Property. I.ender's actions can include, but are not lirnited to: (a) paying any sums secured by a lien which has priority over this Security Inst�runnent; (b) appeazing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrurnent, including its secured position in a bankruptcy proceeding. Securing Che Froperty includes, but is not limited to, entering the Property to make repairs, change locks, replace or boazd up doors and windows, drain water from pipes, eliminate building or other code violatians or dangerous conditions, and have utilities turned on or off. Although i.ender may take action under this Section 9, Lender does not have to da sa and is not under any duty or obligation to do so. It is agreed that I,�nder incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by I.ander under this Section 9 shall become additiona,l debt of Borrower secured by this Security Instrument. 'These amounts shall bear interest at the NoCe rata from the date of disbursement and shall be payable, with such interest, upon natice from Lender to Borrower requesting payment. . If this Security Instrument is on a leasehold, Borrower sha11 comply with all the provisions of the lease. If Bonower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower sha11 pay the premiums required to maintain the Mortgage Insurance in effect. If, for any xeason, the Mortgage Insurance coverage requixed by Lender ceases to be available from the rnortgage insurer thac previausly provided such insurance and Bonower was required to mak� separatsly designated payrnents toward the premiums far Mortgage Insurance, Borrower sha11 pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower af the Mortgage Tnsurance previously in effect, from an altemate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower sha11 continue to pay ta I.ender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable lass reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required ta pay Bonower any interest or earnings on such loss reserve. T.ender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amaunt and for the period that Lender requires) provided by an insurer selected by �..ender again becames available, is obtained, and L,ender requires sepazately designated payrnents toward the premiurns for Mortgage Insurance. If Lender required Mortgage Insurance as a conditian of rnaking the Loan and Borrower was required ta make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to rnaintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement fpr Mprtgage Insurance ends in accordance with any written agreement between Borrower and I..ender providing for such terminatian or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at tt�e rate provided in the Note. Mortgage Insurance reirnburses Lender (or any enticy that purchases the Nate) for certain losses it may incur if Borrower daes not repay the Loan as agreed. Borrower is not a party to the Martgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from cime to time, and may enter into agreements with other parties that share or madify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. Thes� agreements znay require the mortgage insurer to make payments using any source of funds that the rnortgage insurer rnay have available (which may include funds obtained fram Martgage Insurance premiums). NEBRASKA - 5ingle Family - Fannie Mae/Fraddie Mac UNIFORM INSTRUMENT �I n � � �-B�NE) (0811) Pege 8 of 15 �n�t�a�s: � L�J �� Fprm 5028 1l01 , � • ,� � � � M .� , a �