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2010087�4 power of sale provided in the Single Family Mortgage Foreclosure Act of 1994 ("Act") (12 U.S.C. 3751 et se . by requesting a foreclosure cammissioner designated under the Act to cammence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence sh�ll deprive the Secretary of any rights otherwise available to a Lender nnder this Paragraph 18 or applicable law. 19. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to re-canvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the persor► or persons legally entitled to it. Sucla person or persons shall pay any recordation costs. Lender may charge such person or persons a F�e far reconveying the Property, but only if the fee is paid to a third party (such as the'['rustee) for services rendered and the charging of the fee is permitted under Applicable Law. 20. Substitute Trustee. Lender, at its option, may frorn tirne to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable I,aw. 21. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Pro�erty Address. 22. Riders to this Security Instrument. If one or more rid�rs are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorparated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]. ❑ Condominium Rider ❑ Graduated Payment � Other [Specify] ❑ Planned Unit Development Rider ❑ Growing Equity Rider NIFA Mortgage Adden BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: �Cj Q�¢p.s �, V � Q�Ql7�— (Seal) B�W�' Santos R Velasquez �Q.v�� ' � 5�� (Seal) �o W�' Yeni Y Velasquez Borrower sorrower [Space Selow This Line For Acknowledgment] STATE OF Nebraska COLTNTY OF Hall ) ) ss: ) (Seal) (Seal) The foregoing instrument was acknowledged before me this 19th d�y a� November , 2010 , by _Santos R Velasqaex and Yeni Y Velasquez, husband and wife Witness rny hand and official seal. My Co , 0:qAY - State of hle6raska iIIIN ' IF�VIN J. R�Eq � � ✓.- My Camm. rx pec.17, 2 010 V - ' c��y �,bl�� Irvin J Ree 16256.CV Q1/07) 904254 Page 5 of 5 GO'f0(0013c77e)